3812 Twisted Oak Rd, Sturgis, SD 57785 Property Records

Meade County property record for 3812 Twisted Oak Rd, Sturgis, SD 57785

Property Summary

Property Type	Single Family Home
Lot Size	1.53 acres (66,777 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,415 (2025)
Deeds & Mortgages	May 2022 Mortgage Oct 2022 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01.0F.02.23`

Property Details

APN / Parcel Number

Primary APN	`01.0F.02.23`

Exterior

Lot Area	66,777 sqft (1.53 acres)

Location & Zoning

Street Address	3812 TWISTED OAK RD
City	STURGIS
State	SD
Zip	57785-2907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	& CHARLES M DEED HIDDEN VALLEY ESTATES SUB LOT 23 BLK 2
Legal Subdivision	HIDDEN VALLEY ESTATES SUB
Legal Block	2
Legal Lot Number	23
Jurisdiction	MEADE SD
Township / Civil Division	STURGIS
Census Block Group	4
Census Block	4006
Census Tract	20402

Owner

Source: Meade County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	121 MALIBU LOOP, STURGIS, SD 57785-2585
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK
Oct 25, 2022	Warranty Deed, Subdivision Related Transfer · Line of Credit GATEWAY MORTGAGE CORP
Oct 20, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 4, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	3812 TWISTED OAK RD, STURGIS, SD 57785-2907
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000963/702
Date	May 20, 2022
Book Page	963/702
Instrument	22003314

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MEADE SD
Recording Date	Oct 25, 2022
Property Address	3812 TWISTED OAK RD, STURGIS, SD 57785-2907
Document Number	000967/381
Book / Page	967 / 381
Map Reference	MB 27 PG 188-189
Instrument Date	Oct 20, 2022
Instrument	22006990
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 6, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$614.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3692, RAPID CITY, SD 57709-3692

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	121 MALIBU LOOP, STURGIS, SD 57785-2585

Mortgage

Document Number	000967/381
Date	Oct 25, 2022
Book Page	967/381
Instrument	22006991

Lender

Name	GATEWAY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2020
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.75%
Index	Other
Max Rate	9.75%

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MEADE SD
Recording Date	Oct 20, 2022
Property Address	3812 TWISTED OAK RD, STURGIS, SD 57785-2907
Document Number	000967/343
Book / Page	967 / 343
Map Reference	MB 27 PG 188-189
Instrument Date	Oct 19, 2022
Instrument	22006870
Transaction Type	Transfer
Record Updated	Mar 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1921 LAZELLE ST, STURGIS, SD 57785-1136

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3962, RAPID CITY, SD 57709-3962

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEADE SD
Recording Date	Apr 4, 2022
Property Address	3812 TWISTED OAK RD, STURGIS, SD 57785-2907
Document Number	00952/1325
Book / Page	952 / 1325
Map Reference	MB 27 PG 188-189
Instrument Date	Apr 1, 2022
Instrument	22002207
Transaction Type	Transfer
Record Updated	Mar 6, 2024

Transaction

Amount	Amount Recorded
Tax	$99.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8155 DEERVIEW RD, PIEDMONT, SD 57769-7170

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1921 LAZELLE ST, STURGIS, SD 57785-1136

Tax Assessment & Valuation

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Meade County
Municipality	Sturgis City
Unified School District	Meade School District 46-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$477,975 (-) Land $113,566 Building $364,409	$477,975 (-) Land $113,566 Building $364,409
2025	$6,415.00 (+8.4%) Additional exemption filed	$477,975 (+8.36%) Land $113,566 Building $364,409	$477,975 Land $113,566 Building $364,409
2024	$5,918.00 (-2.39%)
2023		$441,106 (+369.01%) Land $94,050 Building $347,056
2022	$6,063.00	$94,050 Land $94,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 81% of South Dakota
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 1,000
Bluepeak Cable	1,000 / 30
T-Mobile Fixed Wireless	100 / 20
Wisp West Fixed Wireless	100 / 20

3812 Twisted Oak Rd, Sturgis, SD 57785 Property Records

Property Summary

Property Details

APN / Parcel Number

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2022: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2022: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Twisted Oak Rd

Nearby Streets

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