3816 James Ave, Huron, OH 44839 Property Records

Erie County property record for 3816 James Ave, Huron, OH 44839

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,162 sqft · built 1974
Lot Size	0.429 acres (18,679 sqft)
Owner	2 Individual Names on Record
Last Sale	$542,000 (Sep 2026)
Tax Bill	$3,208 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`39-00302-000`

Property Details

APN / Parcel Number

Primary APN	`39-00302-000`
Alternative APN	`002523-2`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,162 sqft Living Area
Gross Area	3,373 sqft
1st Floor Area	1,601 sqft
Upper Floors Area	1,276 sqft
Basement Area	496 sqft
Finished Basement	285 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	18,679 sqft (0.429 acres)
Lot Dimensions	138 ft deep x 23 ft wide
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Patio Area	360 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	002523-2
Street Address	3816 JAMES AVE
City	HURON
State	OH
Zip	44839-2131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	19 FITZGERALD SUB 1
Legal Subdivision	FITZGERALD SUBDIVISION #1
Legal Lot Number	19
Jurisdiction	ERIE OH
Township / Civil Division	HURON
Census Block Group	1
Census Block	1013
Census Tract	40400

Owner

Source: Erie County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3816 JAMES AVE, HURON, OH 44839-2131
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed, Transfer · Conventional Mortgage CIVISTA BANK
Oct 7, 2024	Fiduciary Deed, Transfer · Conventional Mortgage PNC BANK NA
Mar 14, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2026 · Amount on Record
Deed Sale	Sep 16, 2026 · Amount on Record
Prior Sale	Oct 7, 2024 · Amount on Record
Deed Document Number	20267938
Prior Transfer Date	Mar 3, 2011
Prior Transfer Doc	0000001718
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ERIE OH
Recording Date	Sep 16, 2026
Property Address	3816 JAMES AVE, HURON, OH 44839-2131
Document Number	0000007938
Instrument Date	Sep 11, 2026
Instrument	20267938
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$164,226.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	3816 JAMES AVE, HURON, OH 44839-2131
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007939,
Date	Sep 16, 2026
Instrument	20267939

Lender

Name	CIVISTA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2024: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	ERIE OH
Recording Date	Oct 7, 2024
Property Address	3816 JAMES AVE, HURON, OH 44839-2131
Document Number	0000007374
Map Reference	VOL 20 PG 10
Instrument Date	Oct 7, 2024
Instrument	202407374
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3816 JAMES AVE, HURON, OH 44839-2131

Mortgage

Document Number	0000007375
Date	Oct 7, 2024
Instrument	202407375

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

March 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ERIE OH
Recording Date	Mar 14, 2019
Property Address	3816 JAMES AVE, HURON, OH 44839-2131
Document Number	0000001743
Instrument Date	Mar 8, 2019
Instrument	1743
Transaction Type	Transfer
Record Updated	Apr 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3816 JAMES AVE HURON OH 448392131, HURON, OH 44839-2131

Tax Assessment & Valuation

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
County Subdivision	Huron Township
Unified School District	Huron City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,208.00 (-10.17%)	$96,312 (-) Land $19,883 Building $76,429
2024	$3,571.00 (+9.88%)	$96,312 (+22.86%) Land $19,883 Building $76,429	$275,180 (+22.86%) Land $56,810 Building $218,370
2023	$3,250.00 (-0.85%)	$78,389 (-) Land $17,482 Building $60,907
2022	$3,278.00	$78,389 Land $17,482 Building $60,907
2021			$223,970 Land $49,950 Building $174,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jun 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERIE CO MARGARETTA DISTRICT serves 5,131 people · EPA ID OH2200203
Water Source	Purchased surface water from SANDUSKY CITY
Last State Inspection	Mar 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Omni Fiber Fiber	10,000 / 10,000
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Watch TV.

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