3811 James Ave, Huron, OH 44839 Property Records

Erie County property record for 3811 James Ave, Huron, OH 44839 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,688 sqft · built 1967
Lot Size	0.526 acres (22,899 sqft)
Owner	2 Individual Names on File
Last Sale	$177,500 (Nov 2001)
Tax Bill	$3,268 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`39-00460-000`

Property Details

APN / Parcel Number

Primary APN	`39-00460-000`
Alternative APN	`003552-4`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,688 sqft Living Area
Gross Area	3,406 sqft
1st Floor Area	1,202 sqft
Upper Floors Area	1,486 sqft
Basement Area	718 sqft
Unfinished Basement	718 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	22,899 sqft (0.526 acres)
Lot Dimensions	230 ft deep x 14 ft wide
Garage Type	Mixed
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	Deck Area
Patio Area	102 sqft
Shed	1 Shed
Shed Area	156 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	003552-4
Street Address	3811 JAMES AVE
City	HURON
State	OH
Zip	44839-2132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	23 FITZGERALD SUB 1
Legal Subdivision	HARBOUR POINT CONDOMINIUM
Jurisdiction	ERIE OH
Township / Civil Division	HURON
Census Block Group	1
Census Block	1012
Census Tract	40400

Owner

Source: Erie County records · APN 39-00460-000

Assessment roll updated March 31, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3811 JAMES AVE, HURON, OH 44839-2132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage CIVISTA BANK
Jan 26, 2018	Trustee's Deed, Construction Loan · Line of Credit CIVISTA BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 16, 2001 · Amount on Record
Deed Sale	Nov 16, 2001 · Amount on Record
Last Transfer Date	Jun 06, 2003
Transfer Doc	0000010776
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	3811 JAMES AVE, HURON, OH 44839-2132
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008066
Date	Jul 19, 2021
Instrument	202108066

Lender

Name	CIVISTA BANK
Type	Bank
Address	SANDUSKY, OH 44870

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 01, 2041

January 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ERIE OH
Recording Date	Jan 26, 2018
Property Address	3811 JAMES AVE, HURON, OH 44839-2132
Instrument Date	Jan 22, 2018
Instrument	721
Transaction Type	Construction Loan
Record Updated	Feb 12, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3811 JAMES AVE HURON OH 448392132, HURON, OH 44839-2132

Mortgage

Document Number	0000000721
Date	Jan 26, 2018
Instrument	721

Lender

Name	CIVISTA BK
Address	SANDUSKY, OH 44870

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: Erie County records · Assessment roll updated March 31, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
County Subdivision	Huron Township
Unified School District	Huron City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,268.00 (-4.28%)	$98,052 (-) Land $21,147 Building $76,905
2024	$3,414.00 (+22.45%) Homeowner's exemption	$98,052 (+42.28%) Land $21,147 Building $76,905	$280,150 (+42.28%) Land $60,420 Building $219,730
2023	$2,788.00 (-0.89%) Homeowner's exemption	$68,915 (%) Land $18,592 Building $50,323
2022	$2,813.00 Homeowner's exemption	$68,918 Land $18,592 Building $50,326
2021			$196,900 Land $53,120 Building $143,780

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Erie County (39043C), updated April 5, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390430404001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jun 1979, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 188 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
BCI Mississippi Broadband	Fiber	10,000 / 10,000
Omni Fiber	Fiber	10,000 / 10,000
Frontier	Fiber	7,000 / 7,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: BCI Mississippi Broadband, Benton Ridge Telephone Company, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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