3816 Hay Ave, Waco, TX 76711 Property Records

McLennan County property record for 3816 Hay Ave, Waco, TX 76711

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,131 sqft · built 1949
Lot Size0.179 acres (7,800 sqft)
OwnerIndividual Name on File
Last Sale$500,000 (Nov 2005)
Tax Bill$1,019 (2025)
Deeds & MortgagesNov 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN48-040600-008100-0

Property Details

APN / Parcel Number

Primary APN48-040600-008100-0
Alternative APNs
  • 4804060000810000111
  • 192859

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,131 sqft Living Area
1st Floor Area1,131 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1975
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area7,800 sqft (0.179 acres)
Lot Dimensions130 ft deep x 60 ft wide
Garage TypeDetached
Garage Area308 sqft
DrivewayConcrete Driveway
Driveway Area500 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area620 sqft
Patio Area196 sqft
Storage Building72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3816 HAY AVE
CityWACO
StateTX
Zip76711-1419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionTERRACE HTS LOT 5 BLOCK 5 ACRES .1791
Legal SubdivisionTERRACE HTS
Legal Block5
Legal Lot Number5
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2018
Census Tract4300

Owner

3816 Hay Ave is owned and occupied by an individual who bought it in November 2005.

Source: McLennan County records, as of August 24, 2026

Owner of RecordIndividual Name on File
Mailing Address3816 HAY AVE, WACO, TX 76711-1419
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 11, 2005 · Amount on File
Deed SaleNov 11, 2005 · Amount on File
Deed Document Number200543973
Record UpdatedOct 29, 2026

November 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address3816 HAY AVE, WACO, TX 76711-1419
Document Number0000042954
Instrument DateNov 11, 2020
Transaction TypeMortgage
Record UpdatedDec 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3816 HAY AVE WACO TX 767111419, WACO, TX 76711-1419

Mortgage

Document Number0000042954
DateDec 2, 2020
Instrument42954
Lender
NameCENTRAL NAT'L BK
TypeBank
AddressWACO, TX 76710
Agreement
AmountAmount on Record
Term60 Months
DueDec 1, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 3816 Hay Ave was $1,019 with exemptions applied, up 20.4% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$171,597 (+1%)$177,951 (-2.17%) Land $22,620 Building $155,331
2025$1,019.00 (+20.45%) Homeowner's exemption Senior Citizen's exemption$155,997 Land $20,590 Building $161,310$181,900 Land $20,590 Building $161,310
2024$846.00
2023$170,710 Land $20,590 Building $150,120$170,710 Land $20,590 Building $150,120
2022$692.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3816 Hay Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3816 Hay Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20

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