McLennan County property record for 3805 Hay Ave, Waco, TX 76711
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 988 sqft · built 1950 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $159,800 (Feb 2022) |
| Tax Bill | $1,096 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-040600-004900-2 |
| Primary APN | 48-040600-004900-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 9,600 sqft (0.22 acres) |
| Lot Dimensions | 160 ft deep x 60 ft wide |
| Garage Type | Carport |
| Garage Area | 200 sqft |
| Carport | Carport |
| Carport Area | 200 sqft |
| Driveway | Driveway |
| Driveway Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 128 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3805 HAY AVE |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76711-1418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | TERRACE HTS LOT 11 BLOCK 3 ACRES .2204 |
| Legal Subdivision | TERRACE HTS |
| Legal Block | 3 |
| Legal Lot Number | 11 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 4300 |
3805 Hay Ave is owned and occupied by an individual who bought it in February 2022.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3805 HAY AVE, WACO, TX 76711-1418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2022 | Vendor's Lien, Transfer · FHA Mortgage AMCAP MORTGAGE LTD |
| May 4, 2020 | Vendor's Lien, Transfer · Conventional Mortgage PRIMELENDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 22, 2022 · Amount on File |
| Deed Sale | Feb 22, 2022 · Amount on File |
| Prior Sale | May 4, 2020 · Amount on File |
| Deed Document Number | 20226997 |
| Prior Transfer Date | Apr 1, 2005 |
| Prior Transfer Doc | 0000012874 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Feb 22, 2022 |
| Property Address | 3805 HAY AVE, WACO, TX 76711-1418 |
| Document Number | 0000006997 |
| Map Reference | VOL 517 PG 28 |
| Instrument Date | Feb 21, 2022 |
| Instrument | 2022006997 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3805 HAY AVE, WACO, TX 76711-1418 |
| Document Number | 0000006998 |
|---|---|
| Date | Feb 22, 2022 |
| Instrument | 2022006998 |
| Name | AMCAP MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | May 4, 2020 |
| Property Address | 3805 HAY AVE, WACO, TX 76711-1418 |
| Document Number | 0000014191 |
| Map Reference | VOL 517 PG 28 |
| Instrument Date | May 1, 2020 |
| Instrument | 2020014191 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3805 HAY AVE, WACO, TX 76711-1418 |
| Document Number | 0000014192 |
|---|---|
| Date | May 4, 2020 |
| Instrument | 2020014192 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Number | 0000014193 |
|---|---|
| Date | May 4, 2020 |
| Instrument | 2020014193 |
| Name | TEXAS STATE AFFORDABLE HOUSING CORP |
|---|---|
| Type | Non-Lending Institution |
| Address | AUSTIN, TX 78702 |
| Amount | Amount on Record |
|---|---|
| Term | 36 Months |
| Due | May 1, 2023 |
The 2025 property tax bill for 3805 Hay Ave was $1,096 with a homeowner's exemption, down 6.1% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $118,827 (+1%) | $173,235 (+60.37%) Land $26,016 Building $147,219 | |
| 2025 | $1,096.00 (-6.08%) Homeowner's exemption | $108,025 Land $23,620 Building $84,405 | $108,025 Land $23,620 Building $84,405 |
| 2024 | $1,167.00 | ||
| 2023 | $168,790 Land $23,620 Building $145,170 | $168,790 Land $23,620 Building $145,170 | |
| 2022 | $2,409.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3805 Hay Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3805 Hay Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
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