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3813 Gia St, Laredo, TX 78046 Property Records

Webb County property record for 3813 Gia St, Laredo, TX 78046

Property Summary

Property TypeSingle Family Home
Details1,598 sqft · built 2020
Lot Size0.104 acres (4,536 sqft)
Owner2 Individual Names on File
Last Sale$12,100 (Mar 2021)
Tax Bill$1,202 (2025)
Deeds & MortgagesMar 2021 Second Mortgage
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN950-13007-270

Property Details

APN / Parcel Number

Primary APN950-13007-270
Alternative APN
  • 619977

Interior

Stories1 Story
Building Area1,598 sqft Living Area
1st Floor Area1,598 sqft
Utility Area12 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Lot Area4,536 sqft (0.104 acres)
PorchOpen Porch

Location & Zoning

Street Address3813 GIA ST
CityLAREDO
StateTX
Zip78046-5785
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionR & W RANCH, BLOCK 7, LOT 27, PHASE I
Legal SubdivisionR & W RANCH SUBD. PHASE I
Legal PhaseI
Legal Block7
Legal Lot Number27
JurisdictionWEBB TX
Township / Civil DivisionLAREDO SOUTH-EL CENIZO
Census Block Group1
Census Block1024
Census Tract1806

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3813 GIA ST, LAREDO, TX 78046-5785
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MORTGAGE FINANCIAL SERVICES LLC
Mar 1, 2021Vendor's Lien, Subdivision Related Transfer · FHA Mortgage
MORTGAGE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2021 · Amount on File
Deed SaleMar 1, 2021 · Amount on File
Deed Document Number20211419845
Deed Book / Page4964 / 858
Prior Transfer DateFeb 26, 2021
Prior Transfer Doc0001419845
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address3813 GIA ST, LAREDO, TX 78046-5785
Transaction TypeMortgage
Record UpdatedJan 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004964/875
DateMar 1, 2021
Book Page4964/875
Instrument1419847
Lender
NameMORTGAGE FINANCIAL SERVICES LLC
TypeMortgage Company
AddressBATON ROUGE, LA 70816
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

March 2021: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateMar 1, 2021
Property Address3813 GIA ST, LAREDO, TX 78046-5785
Document Number004964/858
Book / Page4964 / 858
Map ReferenceVOL 37 PG 24&25
Instrument DateFeb 26, 2021
Instrument1419845
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 29, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3813 CIA ST, LAREDO, TX 78046

Mortgage

Document Number0001419846
DateMar 1, 2021
Instrument1419846
Lender
NameMORTGAGE FINANCIAL SERVICES LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$236,000 (-0.64%) Land $50,077 Building $185,923$236,000 (-0.64%) Land $50,077 Building $185,923
2025$1,202.00 (-15.35%)$237,520 (+17.16%) Land $50,077 Building $187,443$237,520 (+17.16%) Land $50,077 Building $187,443
2024$1,420.00 (+11.72%)
2023$202,732 Land $29,212 Building $173,520$202,732 Land $29,212 Building $173,520
2022$1,271.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: AT&T, Verizon.

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