Hamilton County property record for 3816 Gardner Ave, Cincinnati, OH 45236
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,865 sqft · built 1941 |
| Lot Size | 0.121 acres (5,271 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $294,500 (Oct 2025) |
| Tax Bill | $4,686 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Oct 2023 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 602-0009-0102-00 |
| Primary APN | 602-0009-0102-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,865 sqft Living Area |
| Gross Area | 2,304 sqft |
| 1st Floor Area | 839 sqft |
| 2nd Floor Area | 626 sqft |
| Upper Floors Area | 626 sqft |
| Basement Area | 839 sqft |
| Finished Basement | 400 sqft |
| Unfinished Basement | 439 sqft |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 5,271 sqft (0.121 acres) |
| Lot Dimensions | 117 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3816 GARDNER AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45236-3345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARDNER AVE 45 X 117.50 LOT 102 THORNTON HEIGHTS SUB |
| Legal Subdivision | THORNTON HEIGHTS SUB |
| Legal Lot Number | 102 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SILVERTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 23800 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3816 GARDNER AVE, CINCINNATI, OH 45236-3345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Oct 23, 2025 | Warranty Deed, Transfer · Conventional Mortgage SIBCY CLINE MORTGAGE SERVICES INC |
| Oct 26, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jun 7, 2023 | Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK |
| Mar 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Nov 30, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2025 · Amount on Record |
| Deed Sale | Oct 23, 2025 · Amount on Record |
| Prior Sale | Jun 7, 2023 · Amount on Record |
| Deed Document Number | 202582656 |
| Deed Book / Page | 15528 / 1183 |
| Prior Transfer Date | Oct 16, 2023 |
| Prior Transfer Doc | 0000076105 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 23, 2025 |
| Property Address | 3816 GARDNER AVE, CINCINNATI, OH 45236-3345 |
| Document Number | 0000082656 |
| Book / Page | 15528 / 1183 |
| Map Reference | MB 36 PG 8&9 |
| Instrument Date | Oct 17, 2025 |
| Instrument | 2025-0082656 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $294.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3816 GARDNER AVE, CINCINNATI, OH 45236-3345 |
| Document Number | 0000082657 |
|---|---|
| Date | Oct 23, 2025 |
| Book Page | 15528/1185 |
| Instrument | 2025-0082657 |
| Name | SIBCY CLINE MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 26, 2023 |
| Property Address | 3816 GARDNER AVE, CINCINNATI, OH 45236-3345 |
| Document Number | 0000076105 |
| Book / Page | 15030 / 1117 |
| Map Reference | MB 36 PG 8&9 |
| Instrument Date | Oct 16, 2023 |
| Instrument | 2023-0076105 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3816 GARDNER AVE, CINCINNATI, OH 45236-3345 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 7, 2023 |
| Property Address | 3816 GARDNER AVE, CINCINNATI, OH 45236-3345 |
| Document Number | 0000038413 |
| Book / Page | 14932 / 271 |
| Map Reference | MB 36 PG 8&9 |
| Instrument Date | May 31, 2023 |
| Instrument | 2023-0038413 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3816 GARDNER AVE, CINCINNATI, OH 45236-3345 |
| Document Number | 0000038414 |
|---|---|
| Date | Jun 7, 2023 |
| Instrument | 2023-0038414 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3816 GARDNER AVE, CINCINNATI, OH 45236-3345 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000029141 |
|---|---|
| Date | Mar 8, 2021 |
| Book Page | 14369/2599 |
| Instrument | 2021-0029141 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 30, 2017 |
| Property Address | 3816 GARDNER AVE, CINCINNATI, OH 45236-3345 |
| Document Number | 0000009543 |
| Map Reference | MB 36 PG 8&9 |
| Instrument Date | Nov 7, 2017 |
| Instrument | 17-0109543 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | INDECOMM GLOBAL SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3816 GARDNER AVE, CINCINNATI, OH 45236-3345 |
| Document Number | 0000009544 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 17-0109544 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2032 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Silverton Village |
| Unified School District | Deer Park Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,686.00 (+17%) | $65,471 (-) Land $10,101 Building $55,370 | $187,060 (-) Land $28,860 Building $158,200 |
| 2024 | $4,005.00 (+2.72%) | $65,471 (-) Land $10,101 Building $55,370 | |
| 2023 | $3,899.00 (-7.63%) | $65,471 (+19.99%) Land $10,101 Building $55,370 | $187,060 (+19.99%) Land $28,860 Building $158,200 |
| 2022 | $4,221.00 Homeowner's exemption | $54,565 Land $7,406 Building $47,159 | |
| 2020 | $155,900 Land $21,160 Building $134,740 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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