Hamilton County property record for 3814 Gardner Ave, Cincinnati, OH 45236
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 822 sqft · built 1941 |
| Lot Size | 0.121 acres (5,314 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $103,500 (Apr 2004) |
| Tax Bill | $2,451 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 602-0009-0101-00 |
| Primary APN | 602-0009-0101-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 822 sqft Living Area |
| 1st Floor Area | 822 sqft |
| Basement Area | 822 sqft |
| Year Built | Built 1941 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 5,314 sqft (0.121 acres) |
| Lot Dimensions | 117 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3814 GARDNER AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45236-3345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARDNER AVE 45 X 117.50 LOT 101 THORNTON HGTS SUB |
| Legal Subdivision | THORNTON HEIGHTS SUB |
| Legal Lot Number | 101 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SILVERTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 23800 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 3814 GARDNER AVE, CINCINNATI, OH 45236-3345 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2004 · Amount on Record |
| Deed Sale | Apr 20, 2004 · Amount on Record |
| Prior Sale | Aug 7, 1998 · Amount on Record |
| Deed Document Number | 04-094875 |
| Deed Book / Page | 9595 / 01037 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3814 GARDNER AVE, CINCINNATI, OH 45236-3345 |
| Document Number | 0000100407 |
| Instrument Date | Sep 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3814 GARDNER AVE CINCINNATI OH 452363345, CINCINNATI, OH 45236-3345 |
| Document Number | 0000100407 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 014264/000109 |
| Instrument | 100407 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 29, 2035 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Silverton Village |
| Unified School District | Deer Park Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,451.00 (+19.68%) Homeowner's exemption | $45,059 (-) Land $10,101 Building $34,958 | |
| 2024 | $2,048.00 (-4.03%) Homeowner's exemption | $45,059 (-) Land $10,101 Building $34,958 | |
| 2023 | $2,134.00 (+7.51%) Homeowner's exemption | $45,059 (+30.86%) Land $10,101 Building $34,958 | $128,740 (+30.86%) Land $28,860 Building $99,880 |
| 2022 | $1,985.00 Homeowner's exemption | $34,433 Land $7,406 Building $27,027 | |
| 2020 | $98,380 Land $21,160 Building $77,220 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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