3815 Rte 221 E, Marathon, NY 13803 Property Records

Cortland County and Marathon Town property record for 3815 Rte 221 E, Marathon, NY 13803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,448 sqft · built 1983
Lot Size	1.9 acres (82,764 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,106 (2025)
Deeds & Mortgages	Sep 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`113489 158.00-01-22.000`

Property Details

APN / Parcel Number

Primary APN	`113489 158.00-01-22.000`
Alternative APN	`348915800000010220000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,448 sqft Living Area
1st Floor Area	1,448 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Rustic
Exterior Material	Wood
Lot Area	82,764 sqft (1.9 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3815 ROUTE 221 E
City	MARATHON
State	NY
Zip	13803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	1
Legal Lot Number	22.000
Jurisdiction	CORTLAND NY
Township / Civil Division	MARATHON
Census Block Group	1
Census Block	1083
Census Tract	971100

Owner

Source: Cortland County and Marathon Town records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3815 ROUTE 221 E, MARATHON, NY 13803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORTLAND NY
Property Address	3815 ROUTE 221 E, MARATHON, NY 13803
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004124
Date	Sep 30, 2019
Instrument	2019-04124

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cortland County and Marathon Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cortland County
County Subdivision	Marathon Town
Unified School District	Marathon Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,106.00 (-0.33%)	$101,900 (-) Land $13,200 Building $88,700	$152,090 (+9.7%) Land $19,702 Building $132,388
2023	$2,113.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$101,900 Land $13,200 Building $88,700	$138,639 Land $17,959 Building $120,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20