3978 Rte 221 E, Marathon, NY 13803 Property Records

Cortland County and Marathon Town property record for 3978 Rte 221 E, Marathon, NY 13803 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,293 sqft · built 2001
Lot Size3.98 acres (173,369 sqft)
Owner2 Individual Names on File
Last Sale$411,000 (Jun 2025)
Tax Bill$4,361 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN113489 158.00-01-28.122

Property Details

APN / Parcel Number

Primary APN113489 158.00-01-28.122

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,293 sqft Living Area
1st Floor Area1,600 sqft
2nd Floor Area693 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area173,369 sqft (3.98 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Shed1 Shed
Canopy120 sqft
Pole BarnPole Barn

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address3978 ROUTE 221 E
CityMARATHON
StateNY
Zip13803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number28.122
JurisdictionCORTLAND NY
Township / Civil DivisionMARATHON
Census Block Group1
Census Block1096
Census Tract971100

Owner

Source: Cortland County and Marathon Town records · APN 113489 158.00-01-28.122

Assessment roll updated March 30, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address15 HUGABOOM RD, MARATHON, NY 13803-3906
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 27, 2025 · Amount on Record
Deed SaleJun 27, 2025 · Amount on Record
Prior SaleSep 06, 2023 · Amount on Record
Deed Document Number20253212
Record UpdatedJun 08, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCORTLAND NY
Recording DateSep 06, 2023
Property Address3978 ROUTE 221 E, MARATHON, NY 13803
Document Number0000005531
Instrument DateSep 01, 2023
Instrument2023-05531
Transaction TypeTransfer
Record UpdatedSep 28, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 5243, CORTLAND, NY 13045-5243
InvestorPossibly a Property Investor

Mortgage

Document Number0000005532
DateSep 06, 2023
Instrument2023-05532
Lender
NameCFCU COMMUNITY CU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2053
Interest
Rate TypeAdjustable Rate
Rate6.2%
Type Change DateSep 01, 2038
Change FrequencyAnnually
Min Rate At Change4.25%
Max Rate At Change2.7%
Index1-Year CMT
Max Rate12.2%

Tax Assessment & Valuation

Source: Cortland County and Marathon Town records · Assessment roll updated March 30, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
County SubdivisionMarathon Town
Unified School DistrictMarathon Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,361.00 (-0.98%)$204,200 (-) Land $16,000 Building $188,200$304,776 (+9.7%) Land $23,881 Building $280,895
2023$4,404.00 (+63.23%) Homeowner's exemption$204,200 (-) Land $16,000 Building $188,200$277,823 (+18.37%) Land $21,769 Building $256,054
2022$2,698.00 Homeowner's exemption$204,200 Land $16,000 Building $188,200$234,713 Land $18,391 Building $216,322

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cortland County (36023C), updated August 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Rte 221 E

Nearby Streets

Search Property Records by Address or Parcel Number