3815 NE 89th St, Seattle, WA 98115 Property Records

King County property record for 3815 NE 89th St, Seattle, WA 98115

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.25 ba · 3,350 sqft · built 2016
Lot Size	0.141 acres (6,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,950,000 (Oct 2025)
Tax Bill	$19,531 (2026)
Deeds & Mortgages	May 2021 Line of Credit Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`684470-2760`

Property Details

APN / Parcel Number

Primary APN	`684470-2760`
Alternative APN	`684470276008`

Interior

Bedrooms	5 Beds
Full Baths	4.25 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,350 sqft Living Area
Gross Area	3,710 sqft
1st Floor Area	1,690 sqft
2nd Floor Area	1,660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	6,120 sqft (0.141 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	290 sqft
Deck Area	140 sqft
Shed	1 Shed
Shed Area	170 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	684470276008
Street Address	3815 NE 89TH ST
City	SEATTLE
State	WA
Zip	98115-3742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR3
Legal Description	PONTIAC ADD
Legal Range	04
Legal Township	26
Legal Section	34
Legal Subdivision	PONTIAC ADD
Legal Block	56
Legal Lot Number	5-6
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	2
Census Block	2012
Census Tract	2200

Owner

Source: King County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3815 NE 89TH ST, SEATTLE, WA 98115-3742
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 30, 2025	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING
Mar 24, 2017	Deed of Trust, Mortgage · ARM UBS BANK USA
Jan 3, 2017	Warranty Deed, Subdivision Related Transfer · Construction Mortgage RONALD & LILY GARFIELD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2025 · Amount on Record
Deed Sale	Oct 30, 2025 · Amount on Record
Prior Sale	Jan 3, 2017 · Amount on Record
Deed Document Number	2025293
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	3815 NE 89TH ST, SEATTLE, WA 98115-3742
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3815 NE 89TH ST, SEATTLE, WA 98115-3742

Mortgage

Document Number	0000001144
Date	May 14, 2021
Instrument	20210514001144

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Oct 30, 2025
Property Address	3815 NE 89TH ST, SEATTLE, WA 98115-3742
Document Number	0000000293
Map Reference	VOL 6 PG 42
Instrument Date	Oct 22, 2025
Instrument	20251030000293
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CW TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40,017.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3815 NE 89TH ST, SEATTLE, WA 98115-3742

Mortgage

Document Number	0000000294
Date	Oct 30, 2025
Instrument	20251030000294

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	3815 NE 89TH ST, SEATTLE, WA 98115-3742
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FATCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000257
Date	Mar 24, 2017
Instrument	20170324000257

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

January 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Jan 3, 2017
Property Address	3815 NE 89TH ST, SEATTLE, WA 98115-3742
Document Number	0000000969
Instrument Date	Dec 30, 2016
Instrument	201701030969
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 9, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3815 NE 89TH ST SEATTLE WA 981153742, SEATTLE, WA 98115-3742

Mortgage

Document Number	970,
Date	Jan 3, 2017
Instrument	201701030970

Lender

Name	RONALD & LILY GARFIELD
Address	PO BOX 2563, ASPEN, CO 81612-2563

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 2, 2018

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Seattle City
Unified School District	Seattle Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$19,531.00 (+11.96%)
2025		$1,888,000 (+4.19%) Land $752,000 Building $1,136,000	$1,888,000 (+4.19%) Land $752,000 Building $1,136,000
2024	$17,444.00 (+12.27%)	$1,812,000 (-0.93%) Land $724,000 Building $1,088,000	$1,812,000 (-0.93%) Land $724,000 Building $1,088,000
2022	$15,537.00	$1,829,000 Land $751,000 Building $1,078,000	$1,829,000 Land $751,000 Building $1,078,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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