3814 NE 89th St, Seattle, WA 98115 Property Records

King County property record for 3814 NE 89th St, Seattle, WA 98115

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,030 sqft · built 1943
Lot Size	0.149 acres (6,528 sqft)
Owner	Individual Name on Record
Last Sale	$1,615,000 (Mar 2026)
Tax Bill	$7,881 (2024)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`684470-2810`

Property Details

APN / Parcel Number

Primary APN	`684470-2810`
Alternative APN	`684470281008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,030 sqft Living Area
1st Floor Area	910 sqft
Upper Floors Area	120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Lot Area	6,528 sqft (0.149 acres)
Garage Type	Attached
Garage Area	290 sqft
Parking Spaces	1 Parking Space
Deck Area	230 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	684470281008
Street Address	3814 NE 89TH ST
City	SEATTLE
State	WA
Zip	98115-3743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR3
Legal Description	PONTIAC ADD 5-6 & W 4 FT OF 7
Legal Range	04
Legal Township	26
Legal Section	34
Legal Quarter	SW
Legal Subdivision	PONTIAC ADD
Legal Block	57
Legal Lot Number	5-7 6
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	2
Census Block	2011
Census Tract	2200

Owner

Source: King County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3814 NE 89TH ST, SEATTLE, WA 98115-3743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 11, 2026	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Sep 9, 2024	Warranty Deed, Construction Loan · Construction Mortgage LEGACY GROUP CAPITAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2026 · Amount on Record
Deed Sale	Mar 10, 2026 · Amount on Record
Prior Sale	Feb 11, 2026 · Amount on Record
Deed Document Number	20260310001090
Record Updated	Jun 8, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Mar 10, 2026
Property Address	3814 NE 89TH ST, SEATTLE, WA 98115-3743
Document Number	0000001090
Map Reference	VOL 393 PG 21-24
Instrument Date	Mar 3, 2026
Instrument	20260310001090
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29,130.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3814 NE 89TH ST, SEATTLE, WA 98115-3743

Mortgage

Document Number	0000001091
Date	Mar 10, 2026
Instrument	20260310001091

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.82%
Type Change Date	Apr 1, 2036
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.82%
Index	SOFR Average 30-Day
Margin	3
Max Rate	9.82%

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Feb 11, 2026
Property Address	3814 NE 89TH ST, SEATTLE, WA 98115-3743
Document Number	0000000832
Map Reference	VOL 393 PG 21-24
Instrument Date	Feb 6, 2026
Instrument	20260211000832
Transaction Type	Transfer
Record Updated	Feb 18, 2026
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17,518.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3816 8TH AVE NE, SEATTLE, WA 98105

Mortgage

Document Number	0000000833
Date	Feb 11, 2026
Instrument	20260211000833

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.86%
Type Change Date	Mar 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.8%

September 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Sep 9, 2024
Property Address	3814 NE 89TH ST, SEATTLE, WA 98115-3743
Document Number	0000000920
Map Reference	VOL 6 PG 42
Instrument Date	Sep 4, 2024
Instrument	20240909000920
Transaction Type	Construction Loan
Record Updated	Mar 17, 2025
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$12,855.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3814 NE 89TH ST, SEATTLE, WA 98115-3743

Mortgage

Document Number	0000000921
Date	Sep 9, 2024
Instrument	20240909000921

Lender

Name	LEGACY GROUP CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000000922
Date	Sep 9, 2024
Instrument	20240909000922

Lender

Name	LEGACY VENTURE FUND I LLC
Type	Non-Lending Institution
Address	BELLEVUE, WA 98004

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: King County assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Seattle City
Unified School District	Seattle Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,881.00 (+12.12%)	$754,000 (-3.46%) Land $753,000 Building $1,000	$754,000 (-3.46%) Land $753,000 Building $1,000
2022	$7,029.00	$781,000 Land $780,000 Building $1,000	$781,000 Land $780,000 Building $1,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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