3815 Morgan St, Steger, IL 60475 Property Records

Will County property record for 3815 Morgan St, Steger, IL 60475

Property Summary

Property Type	Single Family Home
Details	1,109 sqft · built 1948
Lot Size	0.16 acres (7,018 sqft)
Owner	Individual Name on File
Last Sale	$94,000 (Mar 2019)
Tax Bill	$4,284 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage Apr 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-15-05-307-046`

Property Details

APN / Parcel Number

Primary APN	`23-15-05-307-046`
Alternative APN	`15053070460000`

Interior

Stories	1 Story
Building Area	1,109 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	7,018 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3815 MORGAN ST
City	STEGER
State	IL
Zip	60475-1816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 LOT 14 IN BLK 2 IN EVERGREEN HILL SUB, BEING A SUB OF PRT OF THE E1/2 OF THE SW1/4 OF SEC. 5, T34N-R14E.
Legal Range	14E
Legal Township	34N
Legal Section	05
Legal Subdivision	EVERGREEN HILLS
Legal Block	2
Legal Lot Number	14
Jurisdiction	WILL IL
Township / Civil Division	CRETE
Census Block Group	1
Census Block	1015
Census Tract	883804

Owner

3815 Morgan St is owned and occupied by an individual who bought it in March 2019.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	3815 MORGAN ST, STEGER, IL 60475-1816
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Apr 28, 2017	Grant Deed, Transfer ALLIANCE TITLE COMPANY
Jan 31, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2019 · Amount on File
Deed Sale	Mar 27, 2019 · Amount on File
Prior Sale	Apr 28, 2017 · Amount on File
Deed Document Number	201917135
Record Updated	Oct 29, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Mar 27, 2019
Property Address	3815 MORGAN ST, STEGER, IL 60475-1816
Document Number	0000017135
Instrument Date	Mar 22, 2019
Instrument	17135
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$141.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3815 MORGAN ST STEGER IL 604751816, STEGER, IL 60475-1816

Mortgage

Document Number	17137
Date	Mar 27, 2019
Instrument	17137

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Mortgage

Document Number	17136,
Date	Mar 27, 2019
Instrument	17136

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2049

Interest

Rate Type	Fixed Rate

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WILL IL
Recording Date	Apr 28, 2017
Property Address	3815 MORGAN ST, STEGER, IL 60475-1816
Document Number	0000033475
Instrument Date	Apr 12, 2017
Instrument	33475
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	ALLIANCE TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$20.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22402 CHAPPEL AVE SAUK VILLAGE IL 604115633, SAUK VILLAGE, IL 60411-5633

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WILL IL
Recording Date	Jan 31, 2017
Property Address	3815 MORGAN ST, STEGER, IL 60475-1816
Document Number	0000009938
Instrument Date	Sep 15, 2016
Instrument	9938
Transaction Type	Foreclosure
Record Updated	Feb 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$41.61
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

The 2025 property tax bill for 3815 Morgan St was $4,284.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Crete Township
Municipality	Steger Village
Secondary School District	Bloom Township High School District 206 (09 - 12)
Elementary School District	Steger School District 194 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,284.00	$52,272 (+5.5%) Land $8,943 Building $43,329	$156,816 (+5.5%) Land $26,829 Building $129,987
2024		$49,547 Land $8,477 Building $41,070	$148,641 Land $25,431 Building $123,210
2022	$3,791.00 Homeowner's exemption	$39,319 Land $6,727 Building $32,592	$117,957 Land $20,181 Building $97,776

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3815 Morgan St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1982–2019)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3815 Morgan St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEGER serves 9,700 people · EPA ID IL0314860
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: AT&T.

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