3638 Morgan St, Steger, IL 60475 Property Records

Will County property record for 3638 Morgan St, Steger, IL 60475

Property Summary

Property Type	Single Family Home
Details	1,267 sqft · built 1966
Lot Size	0.13 acres (5,828 sqft)
Owner	2 Individual Names on Record
Last Sale	$112,000 (Jul 2019)
Tax Bill	$4,367 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-15-05-113-048`

Property Details

APN / Parcel Number

Primary APN	`23-15-05-113-048`
Alternative APN	`15051130480000`

Interior

Stories	1 Story
Building Area	1,267 sqft Living Area
Basement Area	1,267 sqft
Unfinished Basement	1,267 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	5,828 sqft (0.13 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3638 MORGAN ST
City	STEGER
State	IL
Zip	60475-1534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 21 BLOCK 15 IN KENNEY BEER'S BOULEVARD ADDITION TO COLUMBIA HEIGHTS, BEING A SUB OF PRT OF THE W 992.77 FT OF THE NE
Legal Range	14E
Legal Township	34N
Legal Section	05
Legal Subdivision	KENNEY BEER'S BOULEVARD ADDITION
Legal Block	15
Legal Lot Number	20-21
Jurisdiction	WILL IL
Township / Civil Division	CRETE
Census Block Group	3
Census Block	3014
Census Tract	883700

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3638 MORGAN ST, STEGER, IL 60475-1534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jul 2, 2019	Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2019 · Amount on Record
Deed Sale	Jul 2, 2019 · Amount on Record
Prior Sale	Oct 10, 2001 · Amount on Record
Deed Document Number	201941166
Prior Transfer Date	Sep 21, 2001
Prior Transfer Doc	0000135429
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3638 MORGAN ST, STEGER, IL 60475-1534
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054856
Date	May 17, 2021
Instrument	R2021054856

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jul 2, 2019
Property Address	3638 MORGAN ST, STEGER, IL 60475-1534
Document Number	0000041166
Map Reference	DOC 171641
Instrument Date	Jun 24, 2019
Instrument	R2019041166
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$112.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3638 MORGAN ST, STEGER, IL 60475-1534

Mortgage

Document Number	0000041167
Date	Jul 2, 2019
Instrument	R2019041167

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Crete Township
Municipality	Steger Village
Secondary School District	Bloom Township High School District 206 (09 - 12)
Elementary School District	Steger School District 194 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,367.00 (+7.06%)	$55,635 (+5.5%) Land $8,136 Building $47,499	$166,905 (+5.5%) Land $24,408 Building $142,497
2024		$52,735 (+26.01%) Land $7,712 Building $45,023	$158,205 (+26.01%) Land $23,136 Building $135,069
2022	$4,079.00 Homeowner's exemption	$41,850 Land $6,120 Building $35,730	$125,550 Land $18,360 Building $107,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEGER serves 9,700 people · EPA ID IL0314860
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: AT&T.

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