DeSoto County property record for 3815 Hwy 301 S, Hernando, MS 38632
| Property Type | Mobile Home |
|---|---|
| Details | 840 sqft · built 2017 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $117,412 (Sep 2026) |
| Tax Bill | $353 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2026 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 3-09-5-21-00-0-00015-00 |
| Primary APN | 3-09-5-21-00-0-00015-00 |
|---|
| Building Area | 840 sqft Adjusted Area |
|---|---|
| 1st Floor Area | 840 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Mobile/Manufactured |
| Lot Area | 871,200 sqft (20 acres) |
| Street Address | 3815 HIGHWAY 301 S |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-9706 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | A |
| Legal Description | 21-3-9 |
| Legal Range | 009 |
| Legal Township | 03S |
| Legal Section | 21 |
| Legal Lot Number | 15 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 71200 |
3815 Hwy 301 S, a mobile home, is owned and occupied by an individual who bought it in September 2026.
Source: DeSoto County records, as of September 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3815 HIGHWAY 301 S, HERNANDO, MS 38632-9706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTY TRUST COMPANY |
| Sep 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARANTY TRUST COMPANY |
| Oct 15, 2025 | Deed of Trust, Mortgage FIRST SOUTH FARM CREDIT |
| Apr 4, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2026 · Amount on File |
| Deed Sale | Sep 2, 2026 · Amount on File |
| Prior Sale | Oct 15, 2025 · Amount on File |
| Deed Book / Page | 1026 / 16131 |
| Transfer Doc | 0993000101 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Sep 2, 2026 |
| Property Address | 3815 HIGHWAY 301 S, HERNANDO, MS 38632-9706 |
| Document Number | 5663100874 |
| Book / Page | 5663 / 100874 |
| Instrument Date | Aug 31, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2026 |
| Title Company | HOME SURETY TITLE AND ESCROW LLC, HOME SURETY TITLE |
| Name | Verified Name |
|---|---|
| Address | 6209 OXBOURNE CV, OLIVE BRANCH, MS 38654-6289 |
| Document Number | 5663100874, |
|---|---|
| Date | Sep 2, 2026 |
| Book Page | 5663/100874 |
| Name | GUARANTY TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 15, 2031 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Sep 2, 2026 |
| Property Address | 3815 HIGHWAY 301 S, HERNANDO, MS 38632-9706 |
| Document Number | 1026016131 |
| Book / Page | 1026 / 16131 |
| Instrument Date | Aug 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | HOME SURETY TITLE AND ESCROW LLC, HOME SURETY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 3815 HIGHWAY 301 S, HERNANDO, MS 38632-9706 |
| Document Number | 5663100874, |
|---|---|
| Date | Sep 2, 2026 |
| Book Page | 5663/100874 |
| Name | GUARANTY TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 15, 2031 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3815 HIGHWAY 301 S, HERNANDO, MS 38632-9706 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Title Company | UNKNOWN, GUARDIAN TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 678 BALTZER ROME RD, TUTWILER, MS 38963-5074 |
| Document Number | 5662/105800 |
|---|---|
| Date | Oct 15, 2025 |
| Book Page | 5662/105800 |
| Name | FIRST SOUTH FARM CREDIT |
|---|---|
| Address | LELAND, MS 38756 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Oct 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Apr 4, 2022 |
| Property Address | 3815 HIGHWAY 301 S, HERNANDO, MS 38632-9706 |
| Document Number | 000992/762 |
| Book / Page | 992 / 762 |
| Instrument Date | Apr 4, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 165 W VALLEY ST, HERNANDO, MS 38632-1827 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3815 HIGHWAY 301 S, HERNANDO, MS 38632-9706 |
The 2025 property tax bill for 3815 Hwy 301 S was $353.
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $353.00 | $4,228 Land $2,000 Building $2,228 | $42,277 Land $20,000 Building $22,277 |
| 2023 | $252.00 | $4,228 | $42,277 Land $20,000 Building $22,277 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3815 Hwy 301 S in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 245.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Mar 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3815 Hwy 301 S is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 50% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EUDORA UTILITIES ASSOCIATION public/private · serves 3,749 people · EPA ID MS0170006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
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