3740 Hwy 301 S, Hernando, MS 38632 Property Records

DeSoto County property record for 3740 Hwy 301 S, Hernando, MS 38632

Property Summary

Property TypeSingle Family Home
Details3 bd · 2,082 sqft · built 1993
Lot Size10.1 acres (439,956 sqft)
OwnerIndividual Name on Record
Tax Bill$1,218 (2025)
Deeds & MortgagesNov 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN3-09-5-22-00-0-00015-02

Property Details

APN / Parcel Number

Primary APN3-09-5-22-00-0-00015-02

Interior

Bedrooms3 Beds
Total Rooms7 Rooms
Stories1 Story
Building Area2,082 sqft Adjusted Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialShingle
Lot Area439,956 sqft (10.1 acres)

Exterior Amenities

Pool Area648 sqft
Patio Area640 sqft
Utility Building224 sqft
Total Buildings2 Buildings

Location & Zoning

Street Address3740 HIGHWAY 301 S
CityHERNANDO
StateMS
Zip38632-9703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionS1/2 NW1/4 SW1/4
Legal Range09
Legal Township03
Legal Section22
Legal Lot Number15
JurisdictionDESOTO MS
Township / Civil Division4
Census Block Group2
Census Block2002
Census Tract71200

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3740 HIGHWAY 301 S, HERNANDO, MS 38632-9703
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 2007
Deed SaleJan 5, 2007
Deed Document Number0000548329
Deed Book / Page0548 / 329
Record UpdatedJun 8, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address3740 HIGHWAY 301 S, HERNANDO, MS 38632-9703
Transaction TypeMortgage
Record UpdatedApr 18, 2022
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004634/227
DateNov 8, 2018
Book Page4634/227
Lender
NameFIRST TENNESSEE BANK NA
TypeBank
AddressMEMPHIS, TN 38118
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueOct 16, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,218.00 (-17.31%)$22,093 (-) Land $4,056 Building $18,037$219,409 (+%) Land $39,038 Building $180,371
2023$1,473.00$22,093$219,407 Land $39,036 Building $180,371

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimMar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 43% of Mississippi
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEUDORA UTILITIES ASSOCIATION
public/private · serves 3,749 people · EPA ID MS0170006
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hwy 301 S

Nearby Streets

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