Will County property record for 3815 Formby Rd, Naperville, IL 60564
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,091 sqft · built 2016 |
| Lot Size | 0.23 acres (10,129 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $437,655 (Aug 2016) |
| Tax Bill | $13,355 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-01-16-308-027 |
| Primary APN | 07-01-16-308-027 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,091 sqft Total Area |
| 1st Floor Area | 1,543 sqft |
| 2nd Floor Area | 1,548 sqft |
| Basement Area | 1,543 sqft |
| Unfinished Basement | 1,543 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Construction Type | Frame |
| Lot Area | 10,129 sqft (0.23 acres) |
| Garage Area | 621 sqft |
| Cooling System | Central |
|---|
| Street Address | 3815 FORMBY RD |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60564-8363 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 25 IN TAMARACK SOUTH, BEING A SUB OF PRT OF THE SW1/4 OF SEC 16, T37N-R9E. |
| Legal Range | 09E |
| Legal Township | 37N |
| Legal Section | 16 |
| Legal Subdivision | TAMARACK SOUTH |
| Legal Block | 1 |
| Legal Lot Number | 25 |
| Jurisdiction | WILL IL |
| Township / Civil Division | WHEATLAND |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 880322 |
Source: Will County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3815 FORMBY RD, NAPERVILLE, IL 60564-8363 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2016 · Amount on Record |
| Deed Sale | Aug 30, 2016 · Amount on Record |
| Prior Sale | Mar 6, 2014 · Amount on Record |
| Deed Document Number | 201667380 |
| Prior Transfer Date | Feb 12, 2014 |
| Prior Transfer Doc | 0000018532 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 3815 FORMBY RD, NAPERVILLE, IL 60564-8363 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000061080 |
|---|---|
| Date | Jun 2, 2021 |
| Instrument | R2021061080 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Wheatland Township |
| Municipality | Naperville City |
| Unified School District | Plainfield School District 202 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,355.00 (+16.05%) | $224,547 (+9.95%) Land $60,823 Building $163,724 | $673,641 (+9.95%) Land $182,469 Building $491,172 |
| 2024 | $204,227 (+22.47%) Land $55,319 Building $148,908 | $612,681 (+22.47%) Land $165,957 Building $446,724 | |
| 2022 | $11,508.00 Homeowner's exemption | $166,752 Land $46,229 Building $120,523 | $500,256 Land $138,687 Building $361,569 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2013–2014) |
| Most Recent Claim | Jun 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: Metronet, Watch TV.
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