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3804 Formby Rd, Naperville, IL 60564 Property Records

Will County property record for 3804 Formby Rd, Naperville, IL 60564

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,161 sqft · built 2015
Lot Size0.36 acres (15,606 sqft)
Owner2 Individual Names on File
Last Sale$436,555 (Sep 2016)
Tax Bill$13,265 (2025)
Deeds & MortgagesApr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN07-01-16-308-040

Property Details

APN / Parcel Number

Primary APN07-01-16-308-040

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,161 sqft Total Area
1st Floor Area1,590 sqft
2nd Floor Area1,571 sqft
Basement Area1,149 sqft
Unfinished Basement1,149 sqft

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Construction TypeFrame
Lot Area15,606 sqft (0.36 acres)
Garage Area621 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address3804 FORMBY RD
CityNAPERVILLE
StateIL
Zip60564-8131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 46 IN TAMARACK SOUTH, BEING A SUB OF PRT OF THE SW1/4 OF SEC 16, T37N-R9E.
Legal Range09E
Legal Township37N
Legal Section16
Legal SubdivisionTAMARACK SOUTH
Legal Block1
Legal Lot Number46
JurisdictionWILL IL
Township / Civil DivisionWHEATLAND
Census Block Group1
Census Block1025
Census Tract880322

Owner

3804 Formby Rd is owned and occupied by two individuals who bought it in September 2016.

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3804 FORMBY RD, NAPERVILLE, IL 60564-8131
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2016 · Amount on File
Deed SaleSep 15, 2016 · Amount on File
Prior SaleJan 19, 2016 · Amount on File
Deed Document Number201671880
Prior Transfer DateFeb 12, 2014
Prior Transfer Doc0000018532
Record UpdatedOct 29, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address3804 FORMBY RD, NAPERVILLE, IL 60564-8131
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027938
DateApr 10, 2017
InstrumentR2017027938
Lender
NamePACIFIC UNION FINANCIAL LLC
TypeLending Institution
AddressIRVING, TX 75063
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueApr 1, 2032
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 3804 Formby Rd was $13,265.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionWheatland Township
MunicipalityNaperville City
Unified School DistrictPlainfield School District 202 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,265.00$223,076 (+9.95%) Land $60,823 Building $162,253$669,228 (+9.95%) Land $182,469 Building $486,759
2024$202,889 Land $55,319 Building $147,570$608,667 Land $165,957 Building $442,710
2022$11,430.00 Homeowner's exemption$165,667 Land $46,229 Building $119,438$497,001 Land $138,687 Building $358,314

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3804 Formby Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2013–2014)
Most Recent ClaimJun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3804 Formby Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area		100 / 20

May also be available: Metronet, Watch TV.

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