3815 Forest Ave, Cincinnati, OH 45212 Property Records

Hamilton County property record for 3815 Forest Ave, Cincinnati, OH 45212

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,242 sqft · built 1963
Lot Size	0.162 acres (7,057 sqft)
Owner	Individual Name on File
Last Sale	$114,795 (Oct 2012)
Tax Bill	$3,531 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`651-0042-0022-00`

Property Details

APN / Parcel Number

Primary APN	`651-0042-0022-00`
Alternative APN	`0041417`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,242 sqft Living Area
Gross Area	1,506 sqft
1st Floor Area	1,242 sqft
Basement Area	1,242 sqft
Family Room	Family Room

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,057 sqft (0.162 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Patio Area	421 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3815 FOREST AVE
City	CINCINNATI
State	OH
Zip	45212-3928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	FOREST AVE 50 X 140 LOT 309 ELSMERE SUB
Legal Subdivision	ELSMERE SUB
Legal Lot Number	309
Jurisdiction	HAMILTON OH
Township / Civil Division	NORWOOD
Census Block Group	3
Census Block	3009
Census Tract	25402

Owner

3815 Forest Ave is owned and occupied by an individual who bought it in October 2012.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3815 FOREST AVE, CINCINNATI, OH 45212-3928
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BK
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2012 · Amount on File
Deed Sale	Oct 10, 2012 · Amount on File
Deed Document Number	2012130546
Deed Book / Page	12138 / 241
Prior Transfer Date	May 20, 2006
Prior Transfer Doc	0000000636
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3815 FOREST AVE, CINCINNATI, OH 45212-3928
Document Number	0000117147
Instrument Date	Oct 15, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3815 FOREST AVE CINCINNATI OH 452123928, CINCINNATI, OH 45212-3928

Mortgage

Document Number	0000117147
Date	Nov 6, 2020
Book Page	014291/001286
Instrument	117147

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3815 FOREST AVE, CINCINNATI, OH 45212-3928
Document Number	0000098816
Instrument Date	Aug 18, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3815 FOREST AVE CINCINNATI OH 452123928, CINCINNATI, OH 45212-3928

Mortgage

Document Number	0000098816
Date	Sep 25, 2020
Book Page	014261/002105
Instrument	98816

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 24, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 3815 Forest Ave was $3,531, up 3% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Norwood City
Unified School District	Norwood City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,531.00 (+2.97%)	$68,383 (-) Land $28,553 Building $39,830	$195,380 Land $81,580 Building $113,800
2024	$3,429.00 (-2.64%)	$68,383 (-) Land $28,553 Building $39,830
2023	$3,522.00 (+23.23%)	$68,383 (+46.8%) Land $28,553 Building $39,830	$195,380 Land $81,580 Building $113,800
2022	$2,858.00 Homeowner's exemption	$46,582 Land $12,947 Building $33,635
2020			$133,090 Land $36,990 Building $96,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3815 Forest Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3815 Forest Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWOOD CITY PWS serves 19,870 people · EPA ID OH3101703
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 841 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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