3814 River Oaks Rd, Mountain Brook (Birmingham), AL 35243 Property Records

Jefferson County property record for 3814 River Oaks Rd, Mountain Brook, AL 35243

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,241 sqft · built 1969
Lot Size	0.451 acres (19,650 sqft)
Owner	2 Individual Names on File
Last Sale	$596,700 (Dec 2020)
Tax Bill	$7,385 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Dec 2020 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-00-11-3-003-028.000`

Property Details

APN / Parcel Number

Primary APN	`28-00-11-3-003-028.000`
Alternative APNs	`28113003028000RR00` `364700`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,241 sqft Living Area
Gross Area	4,508 sqft
1st Floor Area	2,241 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1983
Exterior Material	Wood
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	19,650 sqft (0.451 acres)
Lot Dimensions	131 ft deep x 150 ft wide
Terrain	Rolling
Porch	Porch
Porch Area	251 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	364700
Old Parcel Number	28113003028000RR00
Street Address	3814 RIVER OAKS RD
City	MOUNTAIN BRK
State	AL
Zip	35243-4839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 25 STONE RIVER ESTATES 1ST SECTOR
Legal Range	02W
Legal Township	18S
Legal Section	11
Legal Quarter	SW
Legal Subdivision	STONE RIVER EST-1 28-11-3
Legal Lot Number	25
Jurisdiction	JEFFERSON AL
Township / Civil Division	BIRMINGHAM
Census Block Group	2
Census Block	2005
Census Tract	12804

Owner

Source: Jefferson County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3814 RIVER OAKS RD, MOUNTAIN BRK, AL 35243-4839
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Dec 4, 2020	Grant Deed, Transfer · Line of Credit COMMERCEONE BK
Jul 28, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 4, 2020 · Amount on Record
Deed Sale	Dec 4, 2020 · Amount on Record
Prior Sale	Jul 28, 2020 · Amount on Record
Deed Document Number	2020138941
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	3814 RIVER OAKS RD, MOUNTAIN BRK, AL 35243-4839
Transaction Type	Mortgage
Record Updated	Aug 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3814 RIVER OAKS RD, MOUNTAIN BRK, AL 35243-4839

Mortgage

Document Number	0000065153
Date	Jul 13, 2023
Instrument	2023065153

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON AL
Recording Date	Dec 4, 2020
Property Address	3814 RIVER OAKS RD, MOUNTAIN BRK, AL 35243-4839
Document Number	0000138941
Instrument Date	Dec 1, 2020
Instrument	138941
Transaction Type	Transfer
Record Updated	Jan 6, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3814 RIVER OAKS RD MOUNTAIN BROOK AL 352434839, MOUNTAIN BROOK, AL 35243-4839

Mortgage

Document Number	138942
Date	Dec 4, 2020
Instrument	138942

Lender

Name	COMMERCEONE BK
Address	BIRMINGHAM, AL 35209

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 3, 2030

Interest

Rate Type	Adjustable Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Jul 28, 2020
Property Address	3814 RIVER OAKS RD, MOUNTAIN BRK, AL 35243-4839
Document Number	0000079775
Instrument Date	Jul 20, 2020
Instrument	79775
Transaction Type	Transfer
Record Updated	Sep 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$358.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4274 CAHABA HEIGHTS CT #200 VESTAVIA AL 352435728, 200, VESTAVIA, AL 35243-5728

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Mountain Brook City
Unified School District	Mountain Brook City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,385.00 (+15.55%) Homeowner's exemption	$68,240 (+2.28%)	$715,900 (+7.32%) Land $337,300 Building $378,600
2023		$66,720 Land $36,666 Building $30,054	$667,100 Land $366,600 Building $300,500
2022	$6,391.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

3814 River Oaks Rd, Mountain Brook (Birmingham), AL 35243 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2020: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on River Oaks Rd

Nearby Streets

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