Jefferson County property record for 3810 River Oaks Rd, Mountain Brook, AL 35243
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,724 sqft · built 1968 |
| Lot Size | 0.546 acres (23,790 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Jan 2012) |
| Tax Bill | $6,992 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-00-11-3-003-029.000 |
| Primary APN | 28-00-11-3-003-029.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,724 sqft Living Area |
| Gross Area | 10,074 sqft |
| 1st Floor Area | 1,944 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 23,790 sqft (0.546 acres) |
| Lot Dimensions | 195 ft deep x 122 ft wide |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 211 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 364701 |
|---|---|
| Old Parcel Number | 28113003029000RR00 |
| Street Address | 3810 RIVER OAKS RD |
| City | MOUNTAIN BRK |
| State | AL |
| Zip | 35243-4839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 26 STONE RIVER ESTATES 1ST SECTOR |
| Legal Range | 02W |
| Legal Township | 18S |
| Legal Section | 11 |
| Legal Quarter | SW |
| Legal Subdivision | STONE RIVER EST 1ST SECT |
| Legal Lot Number | 26 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 12804 |
Source: Jefferson County assessment roll, as of January 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3810 RIVER OAKS RD, MOUNTAIN BRK, AL 35243-4839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL SAVINGS CREDIT UNION |
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GMFS |
| Feb 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL SVGS CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 19, 2012 · Amount on Record |
| Deed Sale | Jan 19, 2012 · Amount on Record |
| Deed Document Number | 2012605242 |
| Deed Book / Page | 201260 / 5242 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 3810 RIVER OAKS RD, MOUNTAIN BRK, AL 35243-4839 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3810 RIVER OAKS RD, MOUNTAIN BRK, AL 35243-4839 |
| Document Number | 2021078272 |
|---|---|
| Date | Jul 7, 2021 |
| Instrument | 2021078272 |
| Name | MUTUAL SAVINGS CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2036 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 3810 RIVER OAKS RD, MOUNTAIN BRK, AL 35243-4839 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3810 RIVER OAKS RD, MOUNTAIN BRK, AL 35243-4839 |
| Document Number | 2021027281 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 2021027281 |
| Name | GMFS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 3810 RIVER OAKS RD, MOUNTAIN BRK, AL 35243-4839 |
| Document Number | 0000018928 |
| Instrument Date | Feb 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3810 RIVER OAKS RD MOUNTAIN BROOK AL 352434839, MOUNTAIN BROOK, AL 35243-4839 |
| Document Number | 0000018928 |
|---|---|
| Date | Feb 25, 2020 |
| Instrument | 18928 |
| Name | MUTUAL SVGS CU |
|---|---|
| Type | Credit Union |
| Address | PELHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 24, 2035 |
| Rate Type | Adjustable Rate |
|---|
Source: Jefferson County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Jefferson County |
| Municipality | Mountain Brook City |
| Unified School District | Mountain Brook City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,992.00 (+49.02%) Homeowner's exemption | $64,640 (+22.84%) | $670,500 (+27.42%) Land $348,900 Building $321,600 |
| 2023 | $52,620 Land $34,890 Building $17,730 | $526,200 Land $348,900 Building $177,300 | |
| 2022 | $4,692.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 77% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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