Carroll County property record for 3814 Nicholson Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,208 sqft · built 1989 |
| Lot Size | 3 acres (130,985 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $499,000 (Nov 2021) |
| Tax Bill | $5,753 (2026) |
| Deeds & Mortgages | Apr 2021 Line of Credit Nov 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-044983 |
| Primary APN | 04-044983 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,208 sqft Total Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 130,985 sqft (3 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 144 sqft |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 044983 |
|---|---|
| Street Address | 3814 NICHOLSON RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-8244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CONSE |
| Legal Description | LT 1 - 3.0073 ACS 3814 NICHOLSON RD 21-39 ROBERTSONS HILL PLT A |
| Legal Subdivision | ROBERTSONS HILL |
| Legal Lot Number | 1 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 4, WOOLERYS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 504202 |
3814 Nicholson Rd is owned and occupied by two individuals who bought it in November 2021.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3814 NICHOLSON RD, WESTMINSTER, MD 21157-8244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2021 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Nov 29, 2021 | Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE CORP |
| Jan 20, 2017 | Deed, Transfer · FHA Mortgage PRESIDENTIAL BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2021 · Amount on File |
| Deed Sale | Nov 29, 2021 · Amount on File |
| Prior Sale | Jan 20, 2017 · Amount on File |
| Deed Book / Page | 10574 / 257 |
| Prior Transfer Date | Jul 8, 2011 |
| Prior Transfer Doc | 0067330030 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 3814 NICHOLSON RD, WESTMINSTER, MD 21157-8244 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | RGS TITLE, RGSTITLE |
| Name | Verified Name |
|---|
| Document Number | 0102090034 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 10209/34 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | LEESBURG, VA 20175 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Nov 29, 2021 |
| Property Address | 3814 NICHOLSON RD, WESTMINSTER, MD 21157-8244 |
| Document Number | 0105740257 |
| Book / Page | 10574 / 257 |
| Map Reference | MB 21 PL 39 |
| Instrument Date | Nov 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3814 NICHOLSON RD, WESTMINSTER, MD 21157-8244 |
| Document Number | 0010574263 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 10574/263 |
| Name | VAN DYK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jan 20, 2017 |
| Property Address | 3814 NICHOLSON RD, WESTMINSTER, MD 21157-8244 |
| Document Number | 0085890115 |
| Book / Page | 8589 / 0115 |
| Map Reference | MB21 PL39 |
| Instrument Date | Jan 13, 2017 |
| Instrument | 8589-0115 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | TITLE ALLIANCE GROUP OF MARY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3814 NICHOLSON RD, WESTMINSTER, MD 21157-8244 |
| Document Number | 85890120 |
|---|---|
| Date | Jan 20, 2017 |
| Instrument | 8589-0120 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
The 2026 property tax bill for 3814 Nicholson Rd was $5,753, up 7.1% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,753.00 (+7.09%) | $508,400 | $576,400 Land $200,000 Building $376,400 |
| 2025 | $5,372.00 | ||
| 2023 | $4,575.00 | $404,867 | $474,400 Land $180,000 Building $294,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3814 Nicholson Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3814 Nicholson Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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