3768 Nicholson Rd, Westminster, MD 21157 Property Records

Carroll County property record for 3768 Nicholson Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,332 sqft · built 1980
Lot Size	3.16 acres (137,650 sqft)
Owner	2 Individual Names on Record
Last Sale	$282,500 (Nov 2003)
Tax Bill	$4,418 (2026)
Deeds & Mortgages	Apr 2024 Second Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-043464`

Property Details

APN / Parcel Number

Primary APN	`04-043464`
Alternative APNs	`4043464` `043464`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,332 sqft Total Area
Basement Area	1,200 sqft
Finished Basement	1,200 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	137,650 sqft (3.16 acres)
Garage Type	Attached
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	176 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	043464
Street Address	3768 NICHOLSON RD
City	WESTMINSTER
State	MD
Zip	21157-8242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONSE
Legal Description	LT - 3.16 ACS S/S NICHOLSON RD NE OF KLEES MILL
Legal Subdivision	KLEES MILL
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	2
Census Block	2005
Census Tract	504202

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3768 NICHOLSON RD, WESTMINSTER, MD 21157-8242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 24, 2020	Deed of Trust, Mortgage · FHA Mortgage REVOLUTION MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2003 · Amount on Record
Deed Sale	Nov 14, 2003 · Amount on Record
Prior Sale	Jun 25, 2003
Deed Document Number	20032380
Deed Book / Page	3742 / 123
Transfer Doc	0042850292
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3768 NICHOLSON RD, WESTMINSTER, MD 21157-8242
Transaction Type	Mortgage
Record Updated	May 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0112330048
Date	Apr 29, 2024
Book Page	11233/48

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2044

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3768 NICHOLSON RD, WESTMINSTER, MD 21157-8242
Transaction Type	Mortgage
Record Updated	Jan 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0106220113
Date	Jan 3, 2022
Book Page	10622/113

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3768 NICHOLSON RD, WESTMINSTER, MD 21157-8242
Document Number	0097020070
Instrument Date	May 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	MASTERS TITLE AND ESCROW, MASTERS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3768 NICHOLSON RD WESTMINSTER MD 211578242, WESTMINSTER, MD 21157-8242

Mortgage

Document Number	0097020070
Date	Jun 4, 2020
Book Page	009702/000070

Lender

Name	REVOLUTION MTG
Address	WESTERVILLE, OH 43082

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2050

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,418.00 (+4.72%) Homeowner's exemption	$433,700 (+3.19%)	$460,500 (+9.56%) Land $195,800 Building $264,700
2025	$4,219.00 (+6.43%) Homeowner's exemption	$420,300 (+19.8%) Land $175,800 Building $244,500	$420,300 (-) Land $175,800 Building $244,500
2023	$3,964.00 Homeowner's exemption	$350,833	$420,300 Land $175,800 Building $244,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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