3814 Lake Circle Dr, Fallbrook, CA 92028 Property Records

San Diego County property record for 3814 Lake Circle Dr, Fallbrook, CA 92028 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,971 sqft · built 2006
Lot Size	0.111 acres (4,818 sqft)
Owner	2 Individual Names on File
Last Sale	$730,000 (Sep 2021)
Tax Bill	$8,548 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`125-291-78-00`

Property Details

APN / Parcel Number

Primary APN	`125-291-78-00`
Alternative APN	`1252912000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,971 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	4,818 sqft (0.111 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1252912000
Street Address	3814 LAKE CIRCLE DR
City	FALLBROOK
State	CA
Zip	92028-7872
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 53 PAR B PER DOC06-59384 IN LOTS 52& TR 012848
Legal Subdivision	CITY/FALLBROOK 4249-3
Legal Tract	012848
Legal Block	1
Legal Lot Number	53,52
Jurisdiction	SAN DIEGO CA
Township / Civil Division	PAUMA VALLEY
Census Block Group	1
Census Block	1001
Census Tract	19109

Owner

Source: San Diego County records · APN 125-291-78-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3814 LAKE CIRCLE DR, FALLBROOK, CA 92028-7872
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 07, 2023	Intrafamily Transfer, Transfer · Line of Credit CALIFORNIA COAST CU
Sep 09, 2021	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 09, 2021 · Amount on Record
Deed Sale	Sep 09, 2021 · Amount on Record
Prior Sale	Apr 20, 2015 · Amount on Record
Deed Document Number	2021638668
Last Transfer Date	Jul 31, 2023
Transfer Doc	0000212833
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 07, 2023
Property Address	3814 LAKE CIRCLE DR, FALLBROOK, CA 92028-7872
Document Number	0000212833
Map Reference	MAP 12848
Instrument Date	Jul 31, 2023
Instrument	2023-0212833
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3814 LAKE CIRCLE DR, FALLBROOK, CA 92028-7872

Mortgage

Document Number	0000212834
Date	Aug 07, 2023
Instrument	2023-0212834

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 09, 2021
Property Address	3814 LAKE CIRCLE DR, FALLBROOK, CA 92028-7872
Document Number	0000638668
Map Reference	MAP 12848
Instrument Date	Aug 31, 2021
Instrument	2021-0638668
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3814 LAKE CIRCLE DR, FALLBROOK, CA 92028-7872

Mortgage

Document Number	0000638669
Date	Sep 09, 2021
Instrument	2021-0638669

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3814 LAKE CIRCLE DR, FALLBROOK, CA 92028-7872
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3814 LAKE CIRCLE DR, FALLBROOK, CA 92028-7872

Mortgage

Document Number	0000715225
Date	Nov 16, 2020
Instrument	2020-0715225

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$790,171 (+2%) Land $270,912 Building $519,259
2025	$8,548.00 (+4.79%)	$774,678 (+4.04%) Land $265,600 Building $509,078
2023	$8,157.00 (+1.66%)	$744,599 Land $255,288 Building $489,311
2022	$8,024.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730191091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	About 1 in 246 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 161 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
AT&T	Fiber	1,000 / 1,000
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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