3814 Lake Circle Dr, Fallbrook, CA 92028 Property Records

San Diego County property record for 3814 Lake Circle Dr, Fallbrook, CA 92028

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,971 sqft · built 2006
Lot Size0.111 acres (4,818 sqft)
Owner2 Individual Names on File
Last Sale$730,000 (Sep 2021)
Tax Bill$8,548 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Sep 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN125-291-78-00

Property Details

APN / Parcel Number

Primary APN125-291-78-00
Alternative APN
  • 1252912000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,971 sqft Living Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Lot Area4,818 sqft (0.111 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number1252912000
Street Address3814 LAKE CIRCLE DR
CityFALLBROOK
StateCA
Zip92028-7872
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRV
Legal DescriptionLOT 53 PAR B PER DOC06-59384 IN LOTS 52& TR 012848
Legal SubdivisionCITY/FALLBROOK 4249-3
Legal Tract012848
Legal Block1
Legal Lot Number53,52
JurisdictionSAN DIEGO CA
Township / Civil DivisionPAUMA VALLEY
Census Block Group1
Census Block1001
Census Tract19109

Owner

Source: San Diego County records · APN 125-291-78-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3814 LAKE CIRCLE DR, FALLBROOK, CA 92028-7872
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Aug 07, 2023Intrafamily Transfer, Transfer · Line of Credit
CALIFORNIA COAST CU
Sep 09, 2021Grant Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Nov 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
COMMERCE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 09, 2021 · Amount on Record
Deed SaleSep 09, 2021 · Amount on Record
Prior SaleApr 20, 2015 · Amount on Record
Deed Document Number2021638668
Last Transfer DateJul 31, 2023
Transfer Doc0000212833
Record UpdatedSep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateAug 07, 2023
Property Address3814 LAKE CIRCLE DR, FALLBROOK, CA 92028-7872
Document Number0000212833
Map ReferenceMAP 12848
Instrument DateJul 31, 2023
Instrument2023-0212833
Transaction TypeTransfer
Record UpdatedAug 16, 2023
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address3814 LAKE CIRCLE DR, FALLBROOK, CA 92028-7872

Mortgage

Document Number0000212834
DateAug 07, 2023
Instrument2023-0212834
Lender
NameCALIFORNIA COAST CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueSep 28, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 09, 2021
Property Address3814 LAKE CIRCLE DR, FALLBROOK, CA 92028-7872
Document Number0000638668
Map ReferenceMAP 12848
Instrument DateAug 31, 2021
Instrument2021-0638668
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address3814 LAKE CIRCLE DR, FALLBROOK, CA 92028-7872

Mortgage

Document Number0000638669
DateSep 09, 2021
Instrument2021-0638669
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3814 LAKE CIRCLE DR, FALLBROOK, CA 92028-7872
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3814 LAKE CIRCLE DR, FALLBROOK, CA 92028-7872

Mortgage

Document Number0000715225
DateNov 16, 2020
Instrument2020-0715225
Lender
NameCOMMERCE HOME MORTGAGE LLC
TypeMortgage Company
AddressIRVINE, CA 92606
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$790,171 (+2%) Land $270,912 Building $519,259
2025$8,548.00 (+4.79%)$774,678 (+4.04%) Land $265,600 Building $509,078
2023$8,157.00 (+1.66%)$744,599 Land $255,288 Building $489,311
2022$8,024.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskHigh
above 75% of the US · above 51% of California
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 161 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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