San Diego County property record for 3809 Lake Circle Dr, Fallbrook, CA 92028
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,845 sqft · built 2010 |
| Lot Size | 0.105 acres (4,561 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Nov 2023) |
| Tax Bill | $7,336 (2025) |
| Deeds & Mortgages | Nov 2023 Transfer Feb 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 125-291-29-00 |
| Primary APN | 125-291-29-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,845 sqft Living Area |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Lot Area | 4,561 sqft (0.105 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3809 LAKE CIRCLE DR |
|---|---|
| City | FALLBROOK |
| State | CA |
| Zip | 92028-7872 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV |
| Legal Description | LOT 141 TR 012848 |
| Legal Subdivision | SAN DIEGO 4249-3 |
| Legal Tract | 012848 |
| Legal Block | 1 |
| Legal Lot Number | 141 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | PAUMA VALLEY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 19109 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3809 LAKE CIRCLE DR, FALLBROOK, CA 92028-7872 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Date | Document |
|---|---|
| Nov 27, 2023 | Intrafamily Transfer, Transfer |
| Feb 1, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Nov 8, 2017 | Grant Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 27, 2023 · Amount on Record |
| Deed Sale | Nov 27, 2023 · Amount on Record |
| Prior Sale | Nov 8, 2017 · Amount on Record |
| Deed Document Number | 2023326161 |
| Prior Transfer Date | Nov 22, 2010 |
| Prior Transfer Doc | 0000654866 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 27, 2023 |
| Property Address | 3809 LAKE CIRCLE DR, FALLBROOK, CA 92028-7872 |
| Document Number | 0000326161 |
| Map Reference | MAP 12848 |
| Instrument Date | Nov 17, 2023 |
| Instrument | 2023-0326161 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3809 LAKE CIRCLE DR, FALLBROOK, CA 92028-7872 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3809 LAKE CIRCLE DR, FALLBROOK, CA 92028-7872 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3809 LAKE CIRCLE DR, FALLBROOK, CA 92028-7872 |
| Document Number | 0000025994 |
|---|---|
| Date | Feb 1, 2023 |
| Instrument | 2023-0025994 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 117 Months |
| Due | Nov 1, 2032 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 8, 2017 |
| Property Address | 3809 LAKE CIRCLE DR, FALLBROOK, CA 92028-7872 |
| Document Number | 0000522591 |
| Instrument Date | Oct 18, 2017 |
| Instrument | 522591 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2017 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $636.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3809 LAKE CIRCLE DR FALLBROOK CA 920287872, FALLBROOK, CA 92028-7872 |
| Document Number | 522592 |
|---|---|
| Date | Nov 8, 2017 |
| Instrument | 522592 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 7, 2047 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $671,972 (+2%) Land $122,173 Building $549,799 | |
| 2025 | $7,336.00 (+4.86%) | $658,797 (+4.04%) Land $119,778 Building $539,019 |
| 2023 | $6,996.00 (+1.64%) | $633,217 Land $115,128 Building $518,089 |
| 2022 | $6,883.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 51% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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