Kane County property record for 3810 Currant Ln, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on Record |
| Last Sale | $320,000 (Dec 2021) |
| Tax Bill | $8,458 (2022) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Oct 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-13-237-009 |
| Primary APN | 05-13-237-009 |
|---|---|
| Alternative APN |
|
| Street Address | 3810 CURRANT LN |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-4501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TALL OAKS SUB UNIT 5 LT 14 THAT PART LYING EASTERLY OF THAT DESC IN DOC 2022K019480 |
| Legal Subdivision | TALL OAKS SUB |
| Legal Lot Number | 14 |
| Legal Unit | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | Elgin, IL |
| Census Block Group | 2 |
| Census Block | 2077 |
| Census Tract | 850711 |
Source: Kane County records, as of May 6, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3810 CURRANT LN, ELGIN, IL 60124-4501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 8, 2021 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Oct 3, 2022 | Re-recorded Document · Line of Credit FIFTH THIRD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2021 · Amount on Record |
| Deed Sale | Dec 8, 2021 · Amount on Record |
| Deed Document Number | 2021K091193 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 8, 2021 |
| Property Address | 3810 CURRANT LN, ELGIN, IL 60124-4501 |
| Document Number | 0000091193 |
| Map Reference | DOC 2018K80418 |
| Instrument Date | Dec 3, 2021 |
| Instrument | 2021K091193 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 29, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 750 BUNKER CT STE 500, 500, VERNON HILLS, IL 60061-1865 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3810 CURRANT LN, ELGIN, IL 60124-4501 |
| Document Number | 0000091194 |
|---|---|
| Date | Dec 8, 2021 |
| Instrument | 2021K091194 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 3, 2022 |
| Property Address | 3810 CURRANT LN, ELGIN, IL 60124-4501 |
| Document Number | 0000048608 |
| Map Reference | DOC 2018K060418 |
| Instrument Date | Dec 3, 2021 |
| Instrument | 2022K048608 |
| Record Updated | Aug 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 750 BUNKER CT STE 500, 500, VERNON HILLS, IL 60061-1865 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3810 CURRANT LN, ELGIN, IL 60124-4501 |
| Document Number | 0000048593 |
|---|---|
| Date | Oct 3, 2022 |
| Instrument | 2022K048593 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Kane County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | $8,458.00 | $86,362 Land $17,621 Building $68,741 | $259,086 Land $52,863 Building $206,223 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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