3814 Bent Tree Loop E, Lakeland, FL 33813 Property Records

Polk County property record for 3814 Bent Tree Loop E, Lakeland, FL 33813 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1980
Square Footage	1,332 sqft Living Area
Lot Size	8,616 sqft (0.198 acres)
Occupancy	Owner Occupied
Last Sale	$450,000 (2018)
Tax Bill	$3,634.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`24-29-05-274690-000780`
Alternative APNs	`052924274690000780` `52924000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,332 sqft Living Area
Gross Area	1,620 sqft Gross Area
1st Floor	1,332 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Other Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	8,616 sqft (0.198 acres)
Garage Type	Attached Garage
Garage Area	288 sqft Garage
Shed	1 Shed
Porch Area	42 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling

Location & Zoning

Street Address	3814 BENT TREE LOOP E
City	LAKELAND
State	FL
Zip	33813-1301
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	THE MEADOWS PB 65 PGS 24 THRU 26 LOT 78
Legal Range	24E
Legal Township	29S
Legal Section	05
Legal Subdivision	MEADOWS THE
Legal Tract	274690
Legal Block	2
Legal Lot Number	78
Jurisdiction	POLK FL
Minor Civil Division	LAKELAND
Census Blockgroup	2
Census Block	2002
Census Tract	10603

Owner

Source: Polk County records · APN 24-29-05-274690-000780

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3814 BENT TREE LOOP E, LAKELAND, FL 33813-1301
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Feb 11, 2020	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CALIBER HM LOANS
Jul 12, 2018	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 12, 2018 · Amount on Record
Deed Sale	Jul 12, 2018 · Amount on Record
Prior Sale	Oct 21, 2015 · Amount on Record
Deed Doc Number	2018148454
Deed Book / Page	10546 / 1598
Last Transfer Date	Jul 15, 2022
Transfer Doc	0000197661
Record Refreshed	Sep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Jul 20, 2022
Property Address	3814 BENT TREE LOOP E, LAKELAND, FL 33813-1301
Document Number	0000197661
Book / Page	12346 / 606
Map Reference	MB 65 PG 24
Instrument Date	Jul 15, 2022
Instrument	2022197661
Transaction Type	Transfer
Record Updated	Aug 03, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3814 BENT TREE LOOP E, 3814, LAKELAND, FL 33813-1301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3814 BENT TREE LOOP E, LAKELAND, FL 33813-1301

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3814 BENT TREE LOOP E, LAKELAND, FL 33813-1301
Document Number	0111441085
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3814 BENT TREE LOOP E LAKELAND FL 338131301, LAKELAND, FL 33813-1301

Mortgage

Document Number	0111441085
Date	Feb 18, 2020
Book Page	011144/001085
Instrument	37088

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 17, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 12, 2018
Property Address	3814 BENT TREE LOOP E, LAKELAND, FL 33813-1301
Document Number	0105461598
Book / Page	010546 / 001598
Instrument Date	Jul 09, 2018
Instrument	148454
Transaction Type	Transfer
Record Updated	Jul 24, 2018
Title Company	HOME SOLUTION TITLE INC

Transaction

Amount	Amount Recorded
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3814 BENT TREE LOOP E LAKELAND FL 338131301, LAKELAND, FL 33813-1301

Mortgage

Document Number	105461600
Date	Jul 12, 2018
Book Page	010546/001600
Instrument	148455

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2048

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,634.00 (+11.85%)	$200,400 (-3.77%)	$204,045 (-2.02%) Land $35,000 Building $169,045
2023	$3,249.00 (+8.37%)	$208,252 (+8.06%) Land $34,000 Building $174,252	$208,252 (+8.06%) Land $34,000 Building $174,252
2022	$2,998.00	$192,710 Land $32,000 Building $160,710	$192,710 Land $32,000 Building $160,710

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

3814 Bent Tree Loop E, Lakeland, FL 33813 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2022: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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Nearby Streets

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