3814 Bella St, Laredo, TX 78046 Property Records

Webb County property record for 3814 Bella St, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,784 sqft · built 2021
Lot Size	0.11 acres (4,797 sqft)
Owner	Individual on Record
Tax Bill	$1,541 (2024)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`950-37002-070`

Property Details

APN / Parcel Number

Primary APN	`950-37002-070`
Alternative APN	`791347`

Interior

Stories	1 Story
Building Area	1,784 sqft Living Area

Exterior

Year Built	Built 2021
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,797 sqft (0.11 acres)
Porch	Open Porch
Porch Area	273 sqft

Location & Zoning

Account Number	791347
Street Address	3814 BELLA ST
City	LAREDO
State	TX
Zip	78046-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R & W RANCH SUBD. PHASE III BLK 2 LOT 7
Legal Subdivision	R & W RANCH SUBD. PHASE III
Legal Phase	III
Legal Block	2
Legal Lot Number	7
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1024
Census Tract	1806

Owner

Source: Webb County assessment roll, as of July 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	3814 BELLA ST, LAREDO, TX 78046-2204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2022
Deed Sale	Jul 22, 2022
Deed Document Number	1474650
Deed Book / Page	5315 / 842
Record Updated	Jun 8, 2026

July 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 22, 2022
Property Address	3814 BELLA ST, LAREDO, TX 78046-2204
Document Number	005315/842
Book / Page	5315 / 842
Map Reference	VOL 38 PG 86&87
Instrument Date	Jul 21, 2022
Instrument	1474650
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3814 BELLA ST, LAREDO, TX 78046-2204

Mortgage

Document Number	0001474651
Date	Jul 22, 2022
Instrument	1474651

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$262,882 (+17.72%) Land $52,959 Building $209,923	$262,882 (+17.72%) Land $52,959 Building $209,923
2024	$1,541.00 (+107.4%)
2023		$223,303 Land $30,893 Building $192,410	$223,303 Land $30,893 Building $192,410
2022	$743.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Verizon.

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