3813 Bella St, Laredo, TX 78046 Property Records

Webb County property record for 3813 Bella St, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,535 sqft · built 2022
Lot Size	0.106 acres (4,621 sqft)
Owner	Individual Name on Record
Last Sale	$227,700 (Mar 2023)
Tax Bill	$1,201 (2025)
Deeds & Mortgages	Mar 2023 Second Mortgage Mar 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`950-37003-070`

Property Details

APN / Parcel Number

Primary APN	`950-37003-070`
Alternative APN	`791368`

Interior

Stories	1 Story
Building Area	1,535 sqft Living Area
1st Floor Area	1,535 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,621 sqft (0.106 acres)
Porch	Open Porch
Porch Area	301 sqft

Location & Zoning

Street Address	3813 BELLA ST, ST
City	LAREDO
State	TX
Zip	78046-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R & W RANCH SUBD. PHASE III BLK 3 LOT 7
Legal Subdivision	R & W RANCH SUBD. PHASE III
Legal Block	3
Legal Lot Number	7
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1024
Census Tract	1806

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3813 BELLA ST, LAREDO, TX 78046-2204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VAN DYK MORTGAGE CORP
Mar 20, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VAN DYK MORTGAGE CORP
Mar 13, 2023	Vendor's Lien, Subdivision Related Transfer · Stand-Alone Second Mortgage VAN DYK MORTGAGE CORP
Mar 20, 2023	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage VAN DYK MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2023 · Amount on Record
Deed Sale	Mar 20, 2023 · Amount on Record
Deed Document Number	20231494581
Deed Book / Page	5431 / 299
Prior Transfer Date	Mar 10, 2023
Prior Transfer Doc	005431/299
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3813 BELLA ST, LAREDO, TX 78046-2204
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005428/167
Date	Mar 13, 2023
Book Page	5428/167
Instrument	1493959

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company
Address	AUSTIN, TX 78711

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3813 BELLA ST, LAREDO, TX 78046-2204
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005431/317
Date	Mar 20, 2023
Book Page	5431/317
Instrument	1494583

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company
Address	LAREDO, TX 78046

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Mar 13, 2023
Property Address	3813 BELLA ST, LAREDO, TX 78046-2204
Document Number	005428/151
Book / Page	5428 / 151
Map Reference	VOL 38 PG 86&87
Instrument Date	Mar 10, 2023
Instrument	1493957
Transaction Type	Subdivision Related Transfer
Record Updated	May 20, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3813 BELLA ST, LAREDO, TX 78046-2204

Mortgage

Document Number	0001493959
Date	Mar 13, 2023
Instrument	1493959

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Mar 20, 2023
Property Address	3813 BELLA ST, LAREDO, TX 78046-2204
Document Number	005431/299
Book / Page	5431 / 299
Map Reference	VOL 38 PG 86&87
Instrument Date	Mar 10, 2023
Instrument	1494581
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 5, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3813 BELLA ST, LAREDO, TX 78046-2204

Mortgage

Document Number	0001494582
Date	Mar 20, 2023
Instrument	1494582

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,028 (-0.6%) Land $51,016 Building $185,012	$236,028 (-0.6%) Land $51,016 Building $185,012
2025	$1,201.00 (+6.38%) Homeowner's exemption	$237,462 (+17.37%) Land $51,016 Building $186,446	$237,462 (+17.37%) Land $51,016 Building $186,446
2024	$1,129.00 (+461.69%)
2023		$202,314 Land $29,759 Building $172,555	$202,314 Land $29,759 Building $172,555
2022	$201.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Verizon.

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