Union County property record for 3813 Wolf Pond Rd, Monroe, NC 28112
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,728 sqft · built 1974 |
| Lot Size | 3.45 acres (150,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $295,000 (May 2024) |
| Tax Bill | $1,621 (2025) |
| Deeds & Mortgages | May 2024 Second Mortgage Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-171-012A |
| Primary APN | 04-171-012A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,728 sqft Living Area |
| Gross Area | 1,350 sqft |
| 1st Floor Area | 1,350 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 150,500 sqft (3.45 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3813 WOLF POND RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-8994 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | 3.455A OPCS005 |
| Legal Subdivision | 1409900 |
| Jurisdiction | UNION NC |
| Township / Civil Division | BUFORD |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 20901 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3813 WOLF POND RD, MONROE, NC 28112-8994 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 2, 2024 | Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage ALCOVA MORTGAGE LLC |
| Apr 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2024 · Amount on Record |
| Deed Sale | May 23, 2024 · Amount on Record |
| Prior Sale | Jul 29, 2004 · Amount on Record |
| Deed Document Number | 202411815 |
| Deed Book / Page | 8908 / 594 |
| Prior Transfer Date | May 2, 2024 |
| Prior Transfer Doc | 0008897716 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 2, 2024 |
| Property Address | 3813 WOLF POND RD, MONROE, NC 28112-8994 |
| Document Number | 0008897716 |
| Book / Page | 8897 / 716 |
| Map Reference | MB 3514 PG 273 |
| Instrument Date | May 2, 2024 |
| Instrument | 9990 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3813 WOLF POND RD, MONROE, NC 28112-8994 |
| Name | Verified Name |
|---|---|
| Address | 105 MOUNT VERNON DR, LOCUST, NC 28097-9525 |
| Document Number | 0000009991 |
|---|---|
| Date | May 2, 2024 |
| Instrument | 9991 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Jun 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3813 WOLF POND RD, MONROE, NC 28112-8994 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2022 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0008444326 |
|---|---|
| Date | Apr 4, 2022 |
| Book Page | 8444/326 |
| Instrument | 12494 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $339,000 (-) Land $100,300 Building $238,700 | $339,000 (-) Land $100,300 Building $238,700 | |
| 2025 | $1,621.00 (+26.34%) | $339,000 (+64.48%) Land $100,300 Building $238,700 | $339,000 (+64.48%) Land $100,300 Building $238,700 |
| 2023 | $1,283.00 | $206,100 Land $42,700 Building $163,400 | $206,100 Land $42,700 Building $163,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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