Union County property record for 3728 Wolf Pond Rd, Monroe, NC 28112
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,440 sqft · built 1985 |
| Lot Size | 4.2 acres (182,952 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $95,000 (Feb 2010) |
| Tax Bill | $1,132 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-171-013 |
| Primary APN | 04-171-013 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 182,952 sqft (4.2 acres) |
| Garage Type | Detached |
| Garage Area | 544 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3728 WOLF POND RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-8993 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | 7140-220 |
| Legal Subdivision | LAKE MONROE ESTATES SECTION IV |
| Jurisdiction | UNION NC |
| Township / Civil Division | BUFORD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20902 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3728 WOLF POND RD, MONROE, NC 28112-8993 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 5, 2023 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Feb 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Apr 20, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2010 · Amount on Record |
| Deed Sale | Feb 15, 2010 · Amount on Record |
| Prior Sale | Aug 15, 2000 · Amount on Record |
| Deed Document Number | 20103439 |
| Deed Book / Page | 5286 / 465 |
| Last Transfer Date | Apr 16, 2018 |
| Transfer Doc | 0007140220 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3728 WOLF POND RD, MONROE, NC 28112-8993 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3728 WOLF POND RD, MONROE, NC 28112-8993 |
| Document Number | 0000882235 |
|---|---|
| Date | Dec 5, 2023 |
| Book Page | 8822/35 |
| Instrument | 29041 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3728 WOLF POND RD, MONROE, NC 28112-8993 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7976540 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 7976/540 |
| Instrument | 5086 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 20, 2018 |
| Property Address | 3728 WOLF POND RD, MONROE, NC 28112-8993 |
| Document Number | 0007140220 |
| Book / Page | 7140 / 220 |
| Instrument Date | Apr 16, 2018 |
| Instrument | 0010348 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000010349 |
|---|---|
| Date | Apr 20, 2018 |
| Instrument | 0010349 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 1, 2028 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $250,800 (-) Land $117,400 Building $133,400 | $250,800 (-) Land $117,400 Building $133,400 | |
| 2025 | $1,132.00 (+120.66%) | $250,800 (+197.16%) Land $117,400 Building $133,400 | $250,800 (+197.16%) Land $117,400 Building $133,400 |
| 2023 | $513.00 | $84,400 Land $45,500 Building $38,900 | $84,400 Land $45,500 Building $38,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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