Suwannee County property record for 3813 Westtower Rd, Live Oak, FL 32060
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,920 sqft · built 2004 |
| Lot Size | 9.69 acres (422,532 sqft) |
| Owner | Individual Name on File |
| Last Sale | $20,000 (Mar 1985) |
| Tax Bill | $1,739 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-01S-12E-09645-001000 |
| Primary APN | 19-01S-12E-09645-001000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 1,920 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 422,532 sqft (9.69 acres) |
| Garage Area | 832 sqft |
| Porch | Finished/Screened Porch |
| Patio Area | 798 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Septic |
| Account Number | 09645001000 |
|---|---|
| Street Address | 3813 WESTTOWER RD |
| City | LIVE OAK |
| State | FL |
| Zip | 32060-7968 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEG 10.00 ACRES N1/2 OF N1/2 OF SW1/4 OF SE1/4 ORB 280 P 134 WD YR 86 LESS R/W ORB 2470 P 248 DC YR 2023 (LEONA SUE |
| Legal Range | 12E |
| Legal Township | 01S |
| Legal Section | 19 |
| Jurisdiction | SUWANNEE FL |
| Township / Civil Division | LIVE OAK |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 970200 |
3813 Westtower Rd is owned and occupied by an individual who bought it in March 1985.
Source: Suwannee County records, as of February 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3813 WESTTOWER RD, LIVE OAK, FL 32060-7968 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 1985 · Amount on File |
| Deed Sale | Mar 1, 1985 · Amount on File |
| Deed Document Number | 0000280134 |
| Record Updated | Jun 8, 2026 |
Source: Suwannee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Suwannee County |
| Unified School District | Suwannee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $158,247 | $288,011 Land $80,510 Building $207,501 | |
| 2024 | $1,739.00 (-12.48%) | ||
| 2023 | $1,987.00 (+3.11%) Homeowner's exemption | $149,503 (+3%) | $245,295 (+28.6%) Land $65,475 Building $179,820 |
| 2022 | $1,927.00 Homeowner's exemption | $145,143 | $190,736 Land $59,170 Building $131,566 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3813 Westtower Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 31 (1980–2012) |
| Claims Outside the SFHA | 18 of 31 |
| Most Recent Claim | Jun 2012 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3813 Westtower Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rapid Fiber Internet Fiber | 2,000 / 2,000 |
4G LTE (outdoors only), no 5G reported
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