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3631 Westtower Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 3631 Westtower Rd, Live Oak, FL 32060

Property Summary

Property TypeMobile Home
Details2 ba · 1,512 sqft · built 2018
Lot Size3.36 acres (146,361 sqft)
Owner2 Individual Names on File
Tax Bill$849 (2025)
Deeds & MortgagesOct 2019 Mortgage
Jul 2019 Sale
Flood ZoneZone A (high risk)
APN19-01S-12E-09646-005000

Property Details

APN / Parcel Number

Primary APN19-01S-12E-09646-005000
Alternative APN
  • 09646005000

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,512 sqft Living Area
1st Floor Area1,532 sqft
Interior WallsPaneling

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2021
Architectural StyleMobile Home
Exterior MaterialMetal
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area146,361 sqft (3.36 acres)
Patio Area132 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemConvection
SewerSeptic
Water SourceWell

Location & Zoning

Street Address3631 TOWER RD W
CityLIVE OAK
StateFL
Zip32060
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLEG 3.36 ACRES N 110.57 FT OF S1/2 OF N1/2 OF NW1/4 OF SE1/4 ORB 2130 P 314 QCD YR 2020
Legal Range12E
Legal Township01S
Legal Section19
JurisdictionSUWANNEE FL
Township / Civil DivisionLIVE OAK
Census Block Group3
Census Block3033
Census Tract970200

Owner

3631 Westtower Rd, a mobile home, is owned and occupied by two individuals who acquired it in July 2019.

Source: Suwannee County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address3631 WESTTOWER RD, LIVE OAK, FL 32060-7967
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
21ST MORTGAGE CORP
Jul 23, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 23, 2019
Transfer Doc0000217042
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUWANNEE FL
Property Address3631 WESTTOWER RD, LIVE OAK, FL 32060-7967
Transaction TypeMortgage
Record UpdatedFeb 1, 2022
Title CompanyABSTRACT & TITLE SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000219663
DateOct 18, 2019
Book Page2146/0285
Instrument2019219663
Lender
Name21ST MORTGAGE CORP
TypeSubprime Lender
AddressKNOXVILLE, TN 37902
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term277 Months
DueNov 1, 2042

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSUWANNEE FL
Recording DateJul 23, 2019
Property Address3631 WESTTOWER RD, LIVE OAK, FL 32060-7967
Document Number0000217042
Book / Page002130 / 000314
Instrument DateJul 23, 2019
Instrument217042
Transaction TypeTransfer
Record UpdatedAug 27, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6655 COUNTY ROAD 136A LIVE OAK FL 32060, LIVE OAK, FL 32060

Tax Assessment & Valuation

The 2025 property tax bill for 3631 Westtower Rd was $849 with a homeowner's exemption, up 6.4% from the year before.

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$849.00 (+6.39%) Homeowner's exemption$117,115 Land $29,148 Building $87,967$117,115 Land $29,148 Building $87,967
2024$798.00 (+0.88%)
2023$791.00 (+1.93%) Homeowner's exemption$62,256 (+3%)$87,940 (+23.61%) Land $33,600 Building $54,340
2022$776.00 Homeowner's exemption$60,443$71,143 Land $20,160 Building $50,983

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3631 Westtower Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims31 (1980–2012)
Claims Outside the SFHA18 of 31
Most Recent ClaimJun 2012 · Tropical Storm Debby
Claims by Event
  • Tropical Storm Debby, Jun 2012 · 10 claims
  • Hurricane Frances, Sep 2004 · 5 claims
  • Hurricane Georges, Sep 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3631 Westtower Rd is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 79% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Windstream
DSL		10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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