Anne Arundel County property record for 3813 Thomas Point Rd, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 3,809 sqft · built 1990 |
| Lot Size | 0.436 acres (19,010 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,750,000 (Nov 2004) |
| Tax Bill | $18,274 (2025) |
| Deeds & Mortgages | Aug 2020 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 02-570-90059096 |
| Primary APN | 02-570-90059096 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,809 sqft Living Area |
| Gross Area | 4,842 sqft |
| 1st Floor Area | 2,007 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 19,010 sqft (0.436 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 1,033 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 435 sqft |
| Deck Area | 490 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 57090059096 |
|---|---|
| Street Address | 3813 THOMAS POINT RD |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-5013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 23 OAKWOOD |
| Legal Subdivision | OAKWOOD |
| Legal Block | 1 |
| Legal Lot Number | 23 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 702602 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3813 THOMAS POINT RD, ANNAPOLIS, MD 21403-5013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2004 · Amount on Record |
| Deed Sale | Nov 17, 2004 · Amount on Record |
| Prior Sale | Apr 22, 2003 · Amount on Record |
| Deed Document Number | 200418030 |
| Deed Book / Page | 15602 / 64 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3813 THOMAS POINT RD, ANNAPOLIS, MD 21403-5013 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | MID MARYLAND TITLE CO INC |
| Name | Verified Name |
|---|---|
| Address | 3813 THOMAS POINT RD, ANNAPOLIS, MD 21403-5013 |
| Document Number | 0350000468 |
|---|---|
| Date | Aug 5, 2020 |
| Book Page | 35000/468 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | ANNAPOLIS, MD 21401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,075,000 (+34.67%) Land $745,100 Building $1,329,900 | $2,075,000 (+34.67%) Land $745,100 Building $1,329,900 | |
| 2025 | $18,274.00 (+8.61%) | ||
| 2023 | $16,825.00 Homeowner's exemption | $1,540,800 Land $957,600 Building $583,200 | $1,540,800 Land $957,600 Building $583,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 265 policies |
| Nearby Flood Policies | 265 in force |
| Nearby Flood Claims | 76 (1978–2024) |
| Claims Outside the SFHA | 24 of 76 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
5G and 4G LTE (outdoors only)
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