3811 Thomas Point Rd, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 3811 Thomas Point Rd, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,901 sqft · built 1990
Lot Size0.416 acres (18,130 sqft)
Owner2 Individual Names on File
Last Sale$2,000,000 (Aug 2020)
Tax Bill$15,794 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN02-570-12554000

Property Details

APN / Parcel Number

Primary APN02-570-12554000
Alternative APNs
  • 257012554000
  • 57012554000

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,901 sqft Living Area
1st Floor Area1,952 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area18,130 sqft (0.416 acres)
View / LotWaterfront
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Porch Area98 sqft
Deck Area196 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number57012554000
Street Address3811 THOMAS POINT RD
CityANNAPOLIS
StateMD
Zip21403-5013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 22 OAKWOOD
Legal SubdivisionOAKWOOD
Legal Block1
Legal Lot Number22
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group1
Census Block1008
Census Tract702602

Owner

3811 Thomas Point Rd is owned and occupied by two individuals who bought it in August 2020.

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3811 THOMAS POINT RD, ANNAPOLIS, MD 21403-5013
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2020 · Amount on File
Deed SaleAug 13, 2020 · Amount on File
Prior SaleJun 2, 1999 · Amount on File
Deed Book / Page35044 / 1
Record UpdatedOct 29, 2026

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateAug 13, 2020
Property Address3811 THOMAS POINT RD, ANNAPOLIS, MD 21403-5013
Document Number0350440001
Book / Page35044 / 1
Map ReferenceMB 23 FO 43
Instrument DateJul 31, 2020
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$30,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6104 WINNEBAGO RD, 6104, BETHESDA, MD 20816-3142

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3811 THOMAS POINT RD, ANNAPOLIS, MD 21403-5013

Mortgage

Document Number350446
DateAug 13, 2020
Instrument35044/6
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3811 Thomas Point Rd was $15,794.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,457,400 Land $722,500 Building $734,900$1,457,400 Land $722,500 Building $734,900
2025$15,794.00
2023$14,105.00$1,291,700 Land $955,700 Building $336,000$1,291,700 Land $955,700 Building $336,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3811 Thomas Point Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation5.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 265 policies
Nearby Flood Policies265 in force
Nearby Flood Claims76 (1978–2024)
Claims Outside the SFHA24 of 76
Most Recent ClaimJan 2024 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3811 Thomas Point Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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