3813 Polumbo Dr, Valrico, FL 33596 Property Records

Hillsborough County property record for 3813 Polumbo Dr, Valrico, FL 33596

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,271 sqft · built 1991
Lot Size	0.64 acres (27,894 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Sep 2026)
Tax Bill	$7,465 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Nov 2021 Sale + 2 more
Flood Zone	Zone A (high risk)
APN	`074748-6394`

Property Details

APN / Parcel Number

Primary APN	`074748-6394`
Alternative APN	`U1230202PU000001000070`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,271 sqft Living Area
Gross Area	3,325 sqft
1st Floor Area	2,271 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2008
Architectural Style	Contemporary
Exterior Material	Masonry/Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	27,894 sqft (0.64 acres)
Lot Dimensions	120 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Pool Area	288 sqft
Porch	Slab
Porch Area	454 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0747486394
Street Address	3813 POLUMBO DR
City	VALRICO
State	FL
Zip	33596-7051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	BLOOMINGDALE SECTION L UNIT NO 1 LOT 7 BLOCK 1
Legal Range	20E
Legal Township	30S
Legal Section	12
Legal Subdivision	BLOOMINGDALE SECTION L UNIT NO 1
Legal Tract	2PU
Legal Block	1
Legal Lot Number	7
Legal Unit	1
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	WIMAUMA-RIVERVIEW
Census Block Group	4
Census Block	4005
Census Tract	13414

Owner

3813 Polumbo Dr is owned and occupied by two individuals who bought it in September 2026.

Source: Hillsborough County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3813 POLUMBO DR, VALRICO, FL 33596-7051
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
Nov 3, 2021	Special Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC
Jul 8, 2021	Warranty Deed, Transfer ZILLOW CLOSING SERVICES LLC
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage R P FNDG INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2026 · Amount on File
Deed Sale	Sep 22, 2026 · Amount on File
Prior Sale	Jul 8, 2021 · Amount on File
Deed Document Number	2026368017
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Sep 22, 2026
Property Address	3813 POLUMBO DR, VALRICO, FL 33596-7051
Document Number	0000368017
Instrument Date	Sep 18, 2026
Instrument	2026368017
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	MILESTONE TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$381,780.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3813 POLUMBO DR, VALRICO, FL 33596-7051

Mortgage

Document Number	0000368018,
Date	Sep 22, 2026
Instrument	2026368018

Lender

Name	LUMINATE HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Nov 3, 2021
Property Address	3813 POLUMBO DR, VALRICO, FL 33596-7051
Document Number	0000559115
Map Reference	MB 59 PG 32
Instrument Date	Oct 29, 2021
Instrument	2021559115
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Tax	$2,940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3813 POLUMBO DR, VALRICO, FL 33596-7051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jul 8, 2021
Property Address	3813 POLUMBO DR, VALRICO, FL 33596-7051
Document Number	0000343030
Map Reference	MB 59 PG 32
Instrument Date	Jul 1, 2021
Instrument	2021343030
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ZILLOW CLOSING SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$2,907.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2529 CENTENNIAL FALCON DR, VALRICO, FL 33596-6310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347
Investor	Possibly a Property Investor

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	3813 POLUMBO DR, VALRICO, FL 33596-7051
Document Number	0000418233
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2529 CENTENNIAL FALCON DR VALRICO FL 335966310, VALRICO, FL 33596-6310

Mortgage

Document Number	0000418233
Date	Oct 9, 2020
Instrument	418233

Lender

Name	R P FNDG INC
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 8, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 3813 Polumbo Dr was $7,465.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$403,558 (+0.91%) Land $120,518 Building $283,040	$403,558 (-1.43%) Land $120,518 Building $283,040
2025	$7,465.00 Homeowner's exemption	$399,907	$409,400 Land $120,518 Building $288,882
2023	$6,649.00 (+4.04%) Homeowner's exemption	$377,317 (+3%)	$384,293 (+4.9%) Land $109,588 Building $274,705
2022	$6,391.00 Homeowner's exemption	$366,327 Land $87,729 Building $278,598	$366,327 Land $87,729 Building $278,598

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3813 Polumbo Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 58 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	3 (2014–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3813 Polumbo Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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