3808 Polumbo Dr, Valrico, FL 33596 Property Records

Hillsborough County property record for 3808 Polumbo Dr, Valrico, FL 33596

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,850 sqft · built 1993
Lot Size	0.237 acres (10,343 sqft)
Owner	2 Individual Names on Record
Last Sale	$472,000 (Jul 2023)
Tax Bill	$6,485 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`074748-6416`

Property Details

APN / Parcel Number

Primary APN	`074748-6416`
Alternative APN	`U1230202PU000003000030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,850 sqft Living Area
Gross Area	2,662 sqft
1st Floor Area	1,850 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2009
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,343 sqft (0.237 acres)
Lot Dimensions	120 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Pool Area	336 sqft
Porch	Open Porch
Porch Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0747486416
Street Address	3808 POLUMBO DR
City	VALRICO
State	FL
Zip	33596-7044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	BLOOMINGDALE SECTION L UNIT NO 1 LOT 3 BLOCK 3
Legal Range	20E
Legal Township	30S
Legal Section	12
Legal Subdivision	BLOOMINGDALE SECTION L UNIT NO 1
Legal Tract	2PU
Legal Block	3
Legal Lot Number	3
Legal Unit	1
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	WIMAUMA-RIVERVIEW
Census Block Group	4
Census Block	4001
Census Tract	13414

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3808 POLUMBO DR, VALRICO, FL 33596-7044
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MOMENTUM BANK
Jul 11, 2022	Warranty Deed, Transfer · Conventional Mortgage HAMILTON HOME LOANS INC
Jun 15, 2021	Quit Claim Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2023 · Amount on Record
Deed Sale	Jul 31, 2023 · Amount on Record
Prior Sale	Jul 11, 2022 · Amount on Record
Deed Document Number	2023334350
Prior Transfer Date	Jun 3, 2021
Prior Transfer Doc	0000299920
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jul 31, 2023
Property Address	3808 POLUMBO DR, VALRICO, FL 33596-7044
Document Number	0000334350
Map Reference	MB 59 PG 32
Instrument Date	Jul 25, 2023
Instrument	2023334350
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	UNKNOWN, BAXTER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,304.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2412 SHOWCASE DR, LAS VEGAS, NV 89134-8883

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3808 POLUMBO DR, VALRICO, FL 33596-7044

Mortgage

Document Number	0000334351
Date	Jul 31, 2023
Instrument	2023334351

Lender

Name	AMERICAN MOMENTUM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jul 11, 2022
Property Address	3808 POLUMBO DR, VALRICO, FL 33596-7044
Document Number	0000342232
Map Reference	MB 59 PG 32
Instrument Date	Jun 28, 2022
Instrument	2022342232
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3910 SANTEE WAY, VALRICO, FL 33596-7033

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2412 SHOWCASE DR, LAS VEGAS, NV 89134-8883

Mortgage

Document Number	0000342233
Date	Jul 11, 2022
Instrument	2022342233

Lender

Name	HAMILTON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	1-Year CMT
Max Rate	10.5%

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jun 15, 2021
Property Address	3808 POLUMBO DR, VALRICO, FL 33596-7044
Document Number	0000299920
Map Reference	MB 59 PG 32
Instrument Date	Jun 3, 2021
Instrument	2021299920
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	MAJESTY TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9155 CUT SHOT DR, WINTER GARDEN, FL 34787-0103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3808 POLUMBO DR, VALRICO, FL 33596-7044

Mortgage

Document Number	0000299921
Date	Jun 15, 2021
Instrument	2021299921

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,405 (-2.1%) Land $106,920 Building $234,485	$341,405 (-2.1%) Land $106,920 Building $234,485
2025	$6,485.00 (+1.36%) Homeowner's exemption	$348,721 (+7.87%) Land $106,920 Building $241,801	$348,721 (+7.87%) Land $106,920 Building $241,801
2023	$6,398.00 (+5.53%)	$323,285 (+5.01%) Land $97,200 Building $226,085	$323,285 (+5.01%) Land $97,200 Building $226,085
2022	$6,063.00	$307,851 Land $77,760 Building $230,091	$307,851 Land $77,760 Building $230,091

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	3 (2014–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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