San Diego County property record for 3813 Pepper Way, Oceanside, CA 92057 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1977 |
| Square Footage | 1,050 sqft Living Area |
| Lot Size | 1,698 sqft (0.39 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $313,000 (2018) |
| Tax Bill | $3,861.00 (2025) |
| Primary APN | 160-441-46-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,050 sqft Living Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 1,698 sqft (0.39 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Old Parcel Number | 1604412900 |
|---|---|
| Street Address | 3813 PEPPER WAY |
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-8302 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PAR 49 UND INT IN PAR 52&ALL OF TR PM03936 |
| Legal Subdivision | OCEANA EAST |
| Legal Tract | 3936 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | OCEANSIDE-ESCONDIDO |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 18512 |
Source: San Diego County records · APN 160-441-46-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3813 PEPPER WAY, OCEANSIDE, CA 92057-8302 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Dec 31, 2025 | Deed of Trust, Mortgage POINT DIGITAL FINANCE INC |
| Mar 01, 2024 | Intrafamily Transfer, Transfer |
| May 01, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Aug 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC |
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SRE MORTGAGE ALLIANCE INC |
| Aug 05, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jul 12, 2018 | Grant Deed, Transfer · Conventional Mortgage AKT AMERICAN CAP |
| Oct 27, 2017 | Grant Deed, Transfer ALCOM CAP LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 12, 2018 · Amount on Record |
| Deed Sale | Jul 12, 2018 · Amount on Record |
| Prior Sale | Oct 27, 2017 · Amount on Record |
| Deed Doc Number | 2018284460 |
| Last Transfer Date | Feb 02, 2024 |
| Transfer Doc | 0000052322 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3813 PEPPER WAY, OCEANSIDE, CA 92057-8302 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3813 PEPPER WAY, OCEANSIDE, CA 92057-8302 |
| Document Number | 0000367659 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | 2025-0367659 |
| Name | POINT DIGITAL FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | PALO ALTO, CA 94302 |
| Amount | Amount Recorded |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 01, 2024 |
| Property Address | 3813 PEPPER WAY, OCEANSIDE, CA 92057-8302 |
| Document Number | 0000052322 |
| Map Reference | MAP 7976 |
| Instrument Date | Feb 02, 2024 |
| Instrument | 2024-0052322 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 3813 PEPPER WAY, OCEANSIDE, CA 92057-8302 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3813 PEPPER WAY, OCEANSIDE, CA 92057-8302 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|
| Document Number | 0000162005 |
|---|---|
| Date | May 01, 2019 |
| Instrument | 2019-0162005 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | BURLINGAME, CA 94010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3813 PEPPER WAY, OCEANSIDE, CA 92057-8302 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | WFG NATIONAL TITLE CO OF CA |
| Name | Verified Name |
|---|
| Document Number | 0000439809 |
|---|---|
| Date | Aug 07, 2020 |
| Instrument | 2020-0439809 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3813 PEPPER WAY, OCEANSIDE, CA 92057-8302 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3813 PEPPER WAY, OCEANSIDE, CA 92057-8302 |
| Document Number | 0000243022 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 2021-0243022 |
| Name | SRE MORTGAGE ALLIANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | EL SEGUNDO, CA 90245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3813 PEPPER WAY, OCEANSIDE, CA 92057-8302 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3813 PEPPER WAY, OCEANSIDE, CA 92057-8302 |
| Document Number | 0000557082 |
|---|---|
| Date | Aug 05, 2021 |
| Instrument | 2021-0557082 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 15, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 12, 2018 |
| Property Address | 3813 PEPPER WAY, OCEANSIDE, CA 92057-8302 |
| Document Number | 0000284460 |
| Instrument Date | Jul 05, 2018 |
| Instrument | 284460 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2018 |
| Title Company | TICOR TITLE-SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $344.30 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1515 DATE ST #406 VISTA CA 920834036, 406, VISTA, CA 92083-4036 |
| Document Number | 284461 |
|---|---|
| Date | Jul 12, 2018 |
| Instrument | 284461 |
| Name | AKT AMERICAN CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | EL SEGUNDO, CA 90245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 11, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 27, 2017 |
| Property Address | 3813 PEPPER WAY, OCEANSIDE, CA 92057-8302 |
| Document Number | 0000501969 |
| Instrument Date | Oct 20, 2017 |
| Instrument | 501969 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2017 |
| Title Company | TICOR TITLE SAN DIEGO BR |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $264.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4617 RUFFNER ST #201 SAN DIEGO CA 921112284, 201, SAN DIEGO, CA 92111-2284 |
| Document Number | 501970 |
|---|---|
| Date | Oct 27, 2017 |
| Instrument | 501970 |
| Name | ALCOM CAP LLC |
|---|---|
| Address | SAN DIEGO, CA 92154 |
| Amount | Amount Recorded |
|---|
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $356,133 (+2%) Land $182,049 Building $174,084 | |
| 2025 | $3,861.00 (+5.29%) Homeowner's exemption | $349,151 (+4.04%) Land $178,480 Building $170,671 |
| 2023 | $3,667.00 (+1.58%) Homeowner's exemption | $335,595 Land $171,550 Building $164,045 |
| 2022 | $3,610.00 |
3813 Pepper Way is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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