San Diego County property record for 3807 Pepper Way, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,050 sqft · built 1977 |
| Lot Size | 0.41 acres (1,802 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $518,000 (Oct 2023) |
| Tax Bill | $5,942 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage May 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-441-47-00 |
| Primary APN | 160-441-47-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,050 sqft Living Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Tar & Gravel |
| Lot Area | 1,802 sqft (0.41 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Water Source | Commercial |
| Old Parcel Number | 1604413000 |
|---|---|
| Street Address | 3807 PEPPER WAY |
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-8302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | PAR 50 UND INT IN PAR 52&ALL OF TR PM03936 |
| Legal Subdivision | OCEANA EAST |
| Legal Tract | 3936 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 18512 |
Source: San Diego County records · APN 160-441-47-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3807 PEPPER WAY, OCEANSIDE, CA 92057-8302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Oct 25, 2023 | Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 18, 2021 | Grant Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Aug 17, 2017 | Grant Deed, Transfer · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC |
| Aug 17, 2017 | Affidavit of Death, Transfer TICOR TITLE SAN DIEGO BR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 25, 2023 · Amount on Record |
| Deed Sale | Oct 25, 2023 · Amount on Record |
| Prior Sale | May 18, 2021 · Amount on Record |
| Deed Document Number | 2023293243 |
| Prior Transfer Date | Aug 24, 2004 |
| Prior Transfer Doc | 0000829354 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 25, 2023 |
| Property Address | 3807 PEPPER WAY, OCEANSIDE, CA 92057-8302 |
| Document Number | 0000293243 |
| Map Reference | FILE 75-187660 |
| Instrument Date | Oct 06, 2023 |
| Instrument | 2023-0293243 |
| Transaction Type | Transfer |
| Record Updated | Nov 06, 2023 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 3807 PEPPER WAY, OCEANSIDE, CA 92057-8302 |
| Document Number | 0000293244 |
|---|---|
| Date | Oct 25, 2023 |
| Instrument | 2023-0293244 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 18, 2021 |
| Property Address | 3807 PEPPER WAY, OCEANSIDE, CA 92057-8302 |
| Document Number | 0000378853 |
| Map Reference | FILE 75-187660 |
| Instrument Date | May 03, 2021 |
| Instrument | 2021-0378853 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2021 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3807 PEPPER WAY, OCEANSIDE, CA 92057-8302 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 17, 2017 |
| Property Address | 3807 PEPPER WAY, OCEANSIDE, CA 92057-8302 |
| Document Number | 0000375018 |
| Map Reference | PM3936 MAP7976 |
| Instrument Date | Jul 26, 2017 |
| Instrument | 2017-0375018 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3807 PEPPER WAY, OCEANSIDE, CA 92057-8302 |
| Document Number | 0000375019 |
|---|---|
| Date | Aug 17, 2017 |
| Instrument | 2017-0375019 |
| Name | AMERICAN INTERNET MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 17, 2017 |
| Property Address | 3807 PEPPER WAY, OCEANSIDE, CA 92057-8302 |
| Document Number | 0000375017 |
| Instrument Date | Jul 26, 2017 |
| Instrument | 375017 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2017 |
| Title Company | TICOR TITLE SAN DIEGO BR |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3530 HARWICH DR CARLSBAD CA 920107065, CARLSBAD, CA 92010-7065 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $538,925 (+2%) Land $367,351 Building $171,574 | |
| 2025 | $5,942.00 (+24.1%) | $528,359 (+20.92%) Land $360,149 Building $168,210 |
| 2023 | $4,788.00 (+1.57%) Homeowner's exemption | $436,966 Land $297,852 Building $139,114 |
| 2022 | $4,714.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: California Internet.
Based on FCC filings for 512 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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