3813 Cobbs Dr, Waco, TX 76708 Property Records

McLennan County property record for 3813 Cobbs Dr, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,639 sqft · built 1955
Lot Size	0.307 acres (13,390 sqft)
Owner	Individual Name on Record
Tax Bill	$3,907 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`480200020055004`

Property Details

APN / Parcel Number

Primary APN	`480200020055004`
Alternative APNs	`4802000200550040111` `174975`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,639 sqft Living Area
Gross Area	1,918 sqft
1st Floor Area	1,639 sqft
Flooring	Carpet

Exterior

Year Built	Built 1955
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	13,390 sqft (0.307 acres)
Lot Dimensions	186 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	279 sqft
Driveway	Driveway
Driveway Area	528 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	56 sqft
Patio Area	200 sqft
Fence	Fence
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	174975
Old Parcel Number	4802000200550040111
Street Address	3813 COBBS DR
City	WACO
State	TX
Zip	76708-3011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	GLENDALE LOT 4 BLOCK C ACRES .3074
Legal Subdivision	GLENDALE
Legal Block	C
Legal Lot Number	4
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1000
Census Tract	2600

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3813 COBBS DR, WACO, TX 76708-3011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Vendor's Lien, Transfer · VA Mortgage SWBC MORTGAGE CORP
Nov 8, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2021
Deed Sale	Aug 9, 2021
Prior Sale	Nov 8, 2017
Deed Document Number	2021031664
Record Updated	Jun 8, 2026

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Aug 9, 2021
Property Address	3813 COBBS DR, WACO, TX 76708-3011
Document Number	0000031664
Map Reference	VOL 736 OG 101
Instrument Date	Aug 5, 2021
Instrument	2021031664
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	NOT AVAILABLE, AGT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3813 COBBS DR, WACO, TX 76708-3011

Mortgage

Document Number	0000031665
Date	Aug 9, 2021
Instrument	2021031665

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Nov 8, 2017
Property Address	3813 COBBS DR, WACO, TX 76708-3011
Document Number	0000037142
Map Reference	VOL736 PG101
Instrument Date	Nov 7, 2017
Instrument	2017037142
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3813 COBBS DR, WACO, TX 76708-3011

Mortgage

Document Number	0000037143
Date	Nov 8, 2017
Instrument	2017037143

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$245,370 (+4.9%) Land $23,970 Building $221,400	$245,370 (+4.9%) Land $23,970 Building $221,400
2024	$3,907.00 (+4.61%)
2023		$233,900 Land $23,970 Building $209,930	$233,900 Land $23,970 Building $209,930
2022	$3,735.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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