3807 Cobbs Dr, Waco, TX 76708 Property Records

McLennan County property record for 3807 Cobbs Dr, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 1954
Lot Size	0.192 acres (8,368 sqft)
Owner	Individual Name on Record
Tax Bill	$4,019 (2025)
Deeds & Mortgages	Mar 2026 Foreclosure Feb 2024 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`48-020002-005400-8`

Property Details

APN / Parcel Number

Primary APN	`48-020002-005400-8`
Alternative APNs	`4802000200540080111` `174974`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
Gross Area	1,692 sqft
1st Floor Area	1,404 sqft
Flooring	Carpet

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1986
Exterior Material	Brick Veneer
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	8,368 sqft (0.192 acres)
Garage Type	Attached
Garage Area	288 sqft
Driveway	Concrete Driveway
Driveway Area	470 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3807 COBBS DR
City	WACO
State	TX
Zip	76708-3011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	GLENDALE LOT 3 BLOCK C ACRES .1921
Legal Subdivision	GLENDALE
Legal Block	C
Legal Lot Number	3
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1000
Census Tract	2600

Owner

Source: McLennan County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3807 COBBS DR, WACO, TX 76708-3011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed in Lieu of Foreclosure, Foreclosure
Feb 27, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OFN LENDING LLC
Feb 27, 2024	Vendor's Lien, Transfer · Stand-Alone First Mortgage DEL ROY FUNDS LP
Aug 31, 2023	Vendor's Lien, Transfer · Conventional Mortgage MICHELLE JONES
Aug 31, 2023	Warranty Deed, Transfer NOT AVAILABLE, NETCO TITLE COMPANY
May 25, 2023	Intrafamily Transfer, Transfer
May 19, 2023	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2026
Deed Sale	Mar 31, 2026
Prior Sale	Mar 30, 2026
Deed Document Number	20269877
Prior Transfer Date	Feb 9, 2026
Prior Transfer Doc	0000009877
Record Updated	Oct 29, 2026

March 2026: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	MCLENNAN TX
Recording Date	Mar 30, 2026
Property Address	3807 COBBS DR, WACO, TX 76708-3011
Document Number	0000009851
Map Reference	VOL 736 PG 101
Instrument Date	Feb 13, 2026
Instrument	2026009851
Transaction Type	Foreclosure
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3807 COBBS DR, WACO, TX 76708-3011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1795 NORTHWEST HWY, GARLAND, TX 75041-5234

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	3807 COBBS DR, WACO, TX 76708-3011
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3807 COBBS DR, WACO, TX 76708-3011

Mortgage

Document Number	0000005849
Date	Feb 27, 2024
Instrument	2024005849

Lender

Name	OFN LENDING LLC
Address	GARLAND, TX 75041

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

February 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Feb 27, 2024
Property Address	3807 COBBS DR, WACO, TX 76708-3011
Document Number	0000005850
Map Reference	VOL 736 PG 101
Instrument Date	Feb 1, 2024
Instrument	2024005850
Transaction Type	Transfer
Record Updated	Mar 11, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1795 NORTHWEST HWY, GARLAND, TX 75041-5234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3807 COBBS DR, WACO, TX 76708-3011

Mortgage

Document Number	0000005848
Date	Feb 27, 2024
Instrument	2024005848

Lender

Name	DEL ROY FUNDS LP
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

August 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Aug 31, 2023
Property Address	3807 COBBS DR, WACO, TX 76708-3011
Document Number	0000027819
Map Reference	VOL 736 PG 101
Instrument Date	Aug 24, 2023
Instrument	2023027819
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 861, HEWITT, TX 76643-0861

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1795 NORTHWEST HWY, GARLAND, TX 75041-5234

Mortgage

Document Number	0000027820
Date	Aug 31, 2023
Instrument	2023027820

Lender

Name	MICHELLE JONES
Type	Private Party
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Sep 20, 2024

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Aug 31, 2023
Property Address	3807 COBBS DR, WACO, TX 76708-3011
Document Number	0000027782
Map Reference	VOL 736 PG 101
Instrument Date	Aug 23, 2023
Instrument	2023027782
Transaction Type	Transfer
Record Updated	Sep 15, 2023
Title Company	NOT AVAILABLE, NETCO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	216 LAKE AIR DR, WACO, TX 76710-5876

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 861, HEWITT, TX 76643-0861
Investor	Possibly a Property Investor

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLENNAN TX
Recording Date	May 25, 2023
Property Address	3807 COBBS DR, WACO, TX 76708-3011
Document Number	0000015590
Map Reference	VOL 736 PG 101
Instrument Date	May 25, 2023
Instrument	2023015590
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3833 COBBS DR, WACO, TX 76708-3011

May 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MCLENNAN TX
Recording Date	May 19, 2023
Property Address	3807 COBBS DR, WACO, TX 76708-3011
Document Number	0000014759
Map Reference	VOL 736 PG 101
Instrument Date	Apr 14, 2023
Instrument	2023014759
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,458 (-1.86%) Land $21,255 Building $154,203	$175,458 (-1.86%) Land $21,255 Building $154,203
2025	$4,019.00 (-1.01%)	$178,780 (+48.98%) Land $19,330 Building $159,450	$178,780 (+48.98%) Land $19,330 Building $159,450
2024	$4,060.00 (+534.38%)
2023		$120,000 Land $19,250 Building $100,750	$120,000 Land $19,250 Building $100,750
2022	$640.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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