1. Home
  2. Maryland
  3. St. Mary's County
  4. Coltons Point
  5. Beach Rd

38122 Beach Rd, Coltons Point, MD 20626 Property Records

St. Mary's County property record for 38122 Beach Rd, Coltons Point, MD 20626

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,474 sqft · built 1983
Lot Size0.68 acres (29,620 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (Mar 2015)
Tax Bill$4,300 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN07-008716

Property Details

APN / Parcel Number

Primary APN07-008716
Alternative APNs
  • 7008716
  • 008716

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,474 sqft Total Area

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialSiding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area29,620 sqft (0.68 acres)
View / LotWaterfront

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area190 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number008716
Street Address38122 BEACH RD
CityCOLTONS POINT
StateMD
Zip20626-2124
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal Description29,620 SQ FT BEACH RD ON DUKEHART CRK POINT BLACKISTONE
JurisdictionST MARY'S MD
Township / Civil Division7, MILESTOWN
Census Block Group3
Census Block3008
Census Tract875300

Owner

Source: St. Mary's County records · APN 07-008716

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address38122 BEACH RD, COLTONS POINT, MD 20626-2124
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 06, 2015 · Amount on Record
Deed SaleMar 06, 2015 · Amount on Record
Prior SaleApr 04, 2014 · Amount on Record
Deed Book / Page4143 / 481
Transfer Doc0000002029
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST MARY'S MD
Property Address38122 BEACH RD, COLTONS POINT, MD 20626-2124
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057170129
DateApr 02, 2021
Book Page5717/129
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

Tax Assessment & Valuation

Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$429,400 (+17.15%)$457,300 (+22.4%) Land $259,500 Building $197,800
2025$4,300.00 (+5.37%) Homeowner's exemption
2023$4,081.00 Homeowner's exemption$366,533$373,600 Land $214,500 Building $159,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), as of May 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240378753003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 48 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies48 in force
Nearby Flood Claims22 (1996–2021)
Claims Outside the SFHA10 of 22
Most Recent ClaimOct 2021 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 14 claims

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cogeco Cable Holdings II
Cable		1,000 / 50

Based on FCC filings for 79 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Beach Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures