38091 Beach Rd, Coltons Point, MD 20626 Property Records

St. Mary's County property record for 38091 Beach Rd, Coltons Point, MD 20626 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,520 sqft · built 1979
Lot Size	0.525 acres (22,871 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Sep 2019)
Tax Bill	$8,357 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-020279`

Property Details

APN / Parcel Number

Primary APN	`07-020279`
Alternative APNs	`7020279` `020279`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,520 sqft Total Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	22,871 sqft (0.525 acres)
View / Lot	Waterfront
Garage Type	Built-in
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	555 sqft
Porch	Slab
Porch Area	260 sqft
Deck Area	192 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	020279
Street Address	38091 BEACH RD
City	COLTONS POINT
State	MD
Zip	20626-2136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P/O LT 11 SECT 1B LT 5 & P/O LTS 4 & 6-13 POINT BLACKISTONE
Legal Subdivision	POINT BLACKSTONE ON THE POTOMAC
Legal Block	1B
Legal Lot Number	4-13
Jurisdiction	ST MARY'S MD
Township / Civil Division	7, MILESTOWN
Census Block Group	3
Census Block	3008
Census Tract	875300

Owner

Source: St. Mary's County records · APN 07-020279

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	38091 BEACH RD, COLTONS POINT, MD 20626-2136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING LLC
Nov 02, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 18, 2019	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 18, 2019 · Amount on Record
Deed Sale	Sep 18, 2019 · Amount on Record
Prior Sale	Oct 19, 2009 · Amount on Record
Deed Book / Page	5162 / 9
Prior Transfer Date	Mar 12, 2015
Prior Transfer Doc	0041490629
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	38091 BEACH RD, COLTONS POINT, MD 20626-2136
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068410134
Date	Jan 29, 2026
Book Page	6841/134

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 17, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	38091 BEACH RD, COLTONS POINT, MD 20626-2136
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059730084
Date	Nov 02, 2021
Book Page	5973/84

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jul 01, 2051

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Sep 18, 2019
Property Address	38091 BEACH RD, COLTONS POINT, MD 20626-2136
Document Number	0051620009
Book / Page	5162 / 009
Map Reference	LB JMM FO 97
Instrument Date	Jul 26, 2019
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	SECURITY AMERICAN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$10,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38091 BEACH RD, COLTONS POINT, MD 20626-2136

Mortgage

Document Number	5162016
Date	Sep 18, 2019
Instrument	5162/016

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 01, 2049

Tax Assessment & Valuation

Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$805,100 (+7.29%)	$859,800 (-) Land $333,500 Building $526,300
2025	$8,357.00 (+14.76%)	$750,400 (+15.32%)	$859,800 (+23.59%) Land $333,500 Building $526,300
2023	$7,282.00	$650,700	$695,700 Land $273,500 Building $422,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), updated May 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240378753003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 48 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	22 (1996–2021)
Claims Outside the SFHA	10 of 22
Most Recent Claim	Oct 2021, other causes
Claims By Storm	Hurricane Isabel, Sep 2003 · 14 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cogeco Cable Holdings II	Cable	1,000 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Beach Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures