38105 McDowell Dr, Solon, OH 44139 Property Records

Cuyahoga County property record for 38105 McDowell Dr, Solon, OH 44139

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,023 sqft · built 2004
Lot Size	0.594 acres (25,872 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Dec 2011)
Tax Bill	$14,595 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jun 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`955-34-060`

Property Details

APN / Parcel Number

Primary APN	`955-34-060`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,023 sqft Living Area
Gross Area	6,959 sqft
1st Floor Area	2,072 sqft
2nd Floor Area	1,951 sqft
Basement Area	2,072 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	25,872 sqft (0.594 acres)
Lot Dimensions	200 ft deep x 109 ft wide
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	38105 MCDOWELL DR
City	SOLON
State	OH
Zip	44139-4682
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-D
Legal Description	S/L 181 VOL 326 PG 57-59 FF 108.91 D 200.00 .5939 AC OL 9/12 THORNBERRY SUBD .PH.-6 2004 S/R
Legal Subdivision	THORNBERRY SUB
Legal Lot Number	181
Jurisdiction	CUYAHOGA OH
Township / Civil Division	SOLON
Census Block Group	5
Census Block	5007
Census Tract	184108

Owner

Source: Cuyahoga County records, as of June 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38105 MCDOWELL DR, SOLON, OH 44139-4682
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jun 13, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 13, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Feb 22, 2017	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2011 · Amount on Record
Deed Sale	Dec 1, 2011 · Amount on Record
Prior Sale	Dec 1, 2011 · Amount on Record
Deed Document Number	2011507
Prior Transfer Date	May 12, 2005
Prior Transfer Doc	0000001124
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	38105 MCDOWELL DR, SOLON, OH 44139-4682
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000376
Date	Oct 17, 2023
Instrument	202310170376

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 16, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	38105 MCDOWELL DR, SOLON, OH 44139-4682
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38105 MCDOWELL DR, SOLON, OH 44139-4682

Mortgage

Document Number	0000000027
Date	Jun 13, 2023
Instrument	202306130027

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jun 5, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	38105 MCDOWELL DR, SOLON, OH 44139-4682
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000367
Date	Aug 13, 2024
Instrument	202408130367

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	38105 MCDOWELL DR, SOLON, OH 44139-4682
Document Number	0003160155
Instrument Date	Feb 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38105 MCDOWELL DR SOLON OH 441394682, SOLON, OH 44139-4682

Mortgage

Document Number	0003160155
Date	Mar 16, 2017
Instrument	3160155

Lender

Name	PNC BK
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Mar 15, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Solon City
Unified School District	Solon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,595.00 (+0.01%) Homeowner's exemption	$266,700 (-) Land $56,910 Building $209,790	$762,000 (-) Land $162,600 Building $599,400
2024	$14,594.00 (-2.7%) Homeowner's exemption	$266,700 (+18.97%) Land $56,910 Building $209,790	$762,000 (+18.97%) Land $162,600 Building $599,400
2023	$14,999.00 (+0.21%) Homeowner's exemption	$224,180 (-) Land $45,820 Building $178,360
2022	$14,967.00 Homeowner's exemption	$224,180 Land $45,820 Building $178,360
2021			$640,500 Land $130,900 Building $509,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEAUGA COUNTY-BAINBRIDGE serves 3,000 people · EPA ID OH2804003
Water Source	Purchased surface water from CLEVELAND PUBLIC WATER SYSTEM
Last State Inspection	Nov 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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