3812 S James Ave, Independence, MO 64055 Property Records

Jackson County property record for 3812 S James Ave, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,000 sqft · built 1959
Lot Size	0.402 acres (17,489 sqft)
Owner	Company Name on Record
Tax Bill	$1,795 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jul 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`33-220-01-43`

Property Details

APN / Parcel Number

Primary APN	`33-220-01-43`
Alternative APNs	`33-220-01-43-00-0-00-000` `33220014300000001` `877112`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,000 sqft Living Area
Gross Area	2,492 sqft
1st Floor Area	1,000 sqft
Basement Area	1,000 sqft
Flooring	Carpet

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,489 sqft (0.402 acres)
Lot Dimensions	192 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	877112
Street Address	3812 S JAMES AVE
City	INDEPENDENCE
State	MO
Zip	64055-3332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HALL MANOR LOT 178
Legal Subdivision	HALL MANOR
Legal Block	4
Legal Lot Number	178
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4000
Census Tract	12200

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3903 S CONGRESS AVE, 40298, AUSTIN, TX 78704-0213
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Deed of Trust, Mortgage · Commercial Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Jul 1, 2021	Special Warranty Deed, Transfer BCHH INC
Jan 19, 2021	Warranty Deed, Transfer NOT AVAILABLE
Jun 29, 2017	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG
Feb 15, 2017	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2021
Deed Sale	Jul 1, 2021
Prior Sale	Jan 19, 2021 · Amount on Record
Deed Document Number	2021E71941
Prior Transfer Date	Nov 4, 2016
Prior Transfer Doc	00E0104504
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3812 S JAMES AVE, INDEPENDENCE, MO 64055-3332
Transaction Type	Mortgage
Record Updated	Sep 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00E0065782
Date	Sep 11, 2023
Instrument	2023E0065782

Lender

Name	MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Type	Mortgage Company
Address	NEW YORK, NY 10036

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 1, 2021
Property Address	3812 S JAMES AVE, INDEPENDENCE, MO 64055-3332
Document Number	00E0071941
Map Reference	MB 22 PG 1
Instrument Date	Jun 30, 2021
Instrument	2021E0071941
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	BCHH INC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5001 PLAZA ON THE LK # LK200, 5001, AUSTIN, TX 78746-1070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053
Investor	Possibly a Property Investor

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jan 19, 2021
Property Address	3812 S JAMES AVE, INDEPENDENCE, MO 64055-3332
Document Number	0000E05539
Instrument Date	Jan 14, 2021
Instrument	5539E
Transaction Type	Transfer
Record Updated	Mar 5, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5001 PLAZA ON THE LK #200 AUSTIN TX 787461053, 200, AUSTIN, TX 78746-1053
Investor	Possibly a Property Investor

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 29, 2017
Property Address	3812 S JAMES AVE, INDEPENDENCE, MO 64055-3332
Document Number	0000E58624
Instrument Date	Jun 16, 2017
Instrument	58624E
Transaction Type	Transfer
Record Updated	Jul 12, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3812 S JAMES AVE INDEPENDENCE MO 640553332, INDEPENDENCE, MO 64055-3332

Mortgage

Document Number	E58625
Date	Jun 29, 2017
Instrument	58625E

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2047

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3812 S JAMES AVE, INDEPENDENCE, MO 64055-3332
Document Number	0000E16702
Instrument Date	Feb 15, 2017
Transaction Type	Mortgage
Record Updated	Jul 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3812 S JAMES AVE INDEPENDENCE MO 640553332, INDEPENDENCE, MO 64055-3332

Mortgage

Document Number	0000E16702
Date	Feb 23, 2017
Instrument	16702E

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,128 (-) Land $4,703 Building $20,425	$132,250 (-)
2025	$1,795.00 (-38.95%)	$25,128 (-40.8%) Land $4,703 Building $20,425	$132,250 (-40.8%)
2024	$2,940.00 (+2.33%)
2023	$2,873.00	$42,446 Land $8,041 Building $34,405	$223,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber, Wisper ISP.

Nearby Properties on S James Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures