3812 N Trapani Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 3812 N Trapani Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,179 sqft · built 2013
Lot Size	0.31 acres (13,503 sqft)
Owner	2 Individual Names on Record
Last Sale	$462,500 (Oct 2020)
Tax Bill	$9,068 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`028685-4660`

Property Details

APN / Parcel Number

Primary APN	`028685-4660`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Stories	2 Stories
Building Area	4,179 sqft Living Area
Gross Area	4,797 sqft
1st Floor Area	2,014 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,503 sqft (0.31 acres)
Garage Type	Attached
Garage Area	618 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	314 sqft
Patio Area	441 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3812 N TRAPANI DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-3491
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	57/94-109 MURABELLA UNIT 3 LOT 466 OR5058/1726
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MURABELLA UNIT 3
Legal Block	1
Legal Lot Number	466
Legal Unit	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1010
Census Tract	20906

Owner

Source: St. Johns County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3812 N TRAPANI DR, SAINT AUGUSTINE, FL 32092-3491
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CREDIT UNION
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 1, 2020	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 10, 2019	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Aug 22, 2018	Deed of Trust, Mortgage · VA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2020 · Amount on Record
Deed Sale	Oct 1, 2020 · Amount on Record
Prior Sale	May 6, 2013 · Amount on Record
Deed Document Number	202085658
Deed Book / Page	5058 / 1726
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	Jul 20, 2026
Property Address	3812 N TRAPANI DR, SAINT AUGUSTINE, FL 32092-3491
Document Number	0000061925
Book / Page	6404 / 1655
Instrument Date	Jul 14, 2026
Instrument	202661925
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3812 N TRAPANI DR, SAINT AUGUSTINE, FL 32092-3491

Mortgage

Document Number	0000061925,
Date	Jul 20, 2026
Book Page	6404/1655
Instrument	202661925

Lender

Name	QUORUM FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	9.88%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	3812 N TRAPANI DR, SAINT AUGUSTINE, FL 32092-3491
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3812 N TRAPANI DR, ST AUGUSTINE, FL 32092-3491

Mortgage

Document Number	0054160137
Date	Nov 9, 2021
Book Page	5416/137
Instrument	2021122088

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 1, 2020
Property Address	3812 N TRAPANI DR, SAINT AUGUSTINE, FL 32092-3491
Document Number	0050581726
Book / Page	5058 / 1726
Map Reference	MB 57 PG 94-109
Instrument Date	Sep 30, 2020
Instrument	2020085658
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,237.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3812 N TRAPANI DR, SAINT AUGUSTINE, FL 32092-3491

Mortgage

Document Number	50581728
Date	Oct 1, 2020
Instrument	5058/1728

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	3812 N TRAPANI DR, SAINT AUGUSTINE, FL 32092-3491
Document Number	0047801803
Instrument Date	Aug 10, 2019
Transaction Type	Mortgage
Record Updated	Aug 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3812 N TRAPANI DR ST AUGUSTINE FL 320923491, ST AUGUSTINE, FL 32092-3491

Mortgage

Document Number	0047801803
Date	Aug 20, 2019
Book Page	004780/001803
Instrument	61234

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	3812 N TRAPANI DR, SAINT AUGUSTINE, FL 32092-3491
Document Number	0046041425
Instrument Date	Aug 22, 2018
Transaction Type	Mortgage
Record Updated	Sep 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3812 N TRAPANI DR ST AUGUSTINE FL 320923491, ST AUGUSTINE, FL 32092-3491

Mortgage

Document Number	0046041425
Date	Aug 30, 2018
Book Page	004604/001425
Instrument	63047

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$459,166 (+2.7%)	$589,740 (-5.23%) Land $110,000 Building $479,740
2025	$9,068.00 (+8.6%) Homeowner's exemption	$447,094 (+2.9%)	$622,297 (-2.48%) Land $110,000 Building $512,297
2024	$8,350.00 (+3.48%) Homeowner's exemption	$434,494 (+3%)	$638,148 (-0.34%) Land $105,000 Building $533,148
2023	$8,069.00 (+2.75%) Homeowner's exemption	$421,839 (+3%)	$640,293 (+11.35%) Land $89,600 Building $550,693
2022	$7,853.00 Homeowner's exemption	$409,552	$575,025 Land $89,600 Building $485,425

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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