3808 N Trapani Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 3808 N Trapani Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,190 sqft · built 2011
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$238,000 (Jan 2017)
Tax Bill	$6,418 (2025)
Deeds & Mortgages	May 2020 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028685-4650`

Property Details

APN / Parcel Number

Primary APN	`028685-4650`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,190 sqft Living Area
Gross Area	2,784 sqft
1st Floor Area	2,190 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	150 sqft
Patio Area	1,208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3808 N TRAPANI DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-3491
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	57/94-109 MURABELLA UNIT 3 LOT 465 OR4324/429
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MURABELLA UNIT 3
Legal Block	1
Legal Lot Number	465
Legal Unit	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1010
Census Tract	20906

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3808 N TRAPANI DR, SAINT AUGUSTINE, FL 32092-3491
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Jan 31, 2017	Warranty Deed, Transfer · VA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2017 · Amount on Record
Deed Sale	Jan 31, 2017 · Amount on Record
Prior Sale	Nov 1, 2016
Deed Document Number	20177156
Deed Book / Page	4324 / 429
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	3808 N TRAPANI DR, SAINT AUGUSTINE, FL 32092-3491
Document Number	0049571244
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3808 N TRAPANI DR ST AUGUSTINE FL 320923491, ST AUGUSTINE, FL 32092-3491

Mortgage

Document Number	0049571244
Date	Jun 4, 2020
Book Page	004957/001244
Instrument	43286

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 31, 2017
Property Address	3808 N TRAPANI DR, SAINT AUGUSTINE, FL 32092-3491
Document Number	0043240429
Book / Page	00432 / 000429
Instrument Date	Jan 30, 2017
Instrument	7156
Transaction Type	Transfer
Record Updated	Aug 15, 2018
Title Company	ISLAND TITLE/STATE AUGUSTINE LLC, ISLAND TITLE/ST AUGUSTINE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,666.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3808 N TRAPANI DR ST AUGUSTINE FL 320923491, ST AUGUSTINE, FL 32092-3491

Mortgage

Document Number	43240432
Date	Jan 31, 2017
Book Page	004324/000432
Instrument	7157

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,235 (+2.7%)	$404,000 (-0.77%) Land $110,000 Building $294,000
2025	$6,418.00 (+7.87%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$255,341 (+2.9%)	$407,154 (-2.18%) Land $110,000 Building $297,154
2024	$5,950.00 (+4.22%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$248,145 (+3%)	$416,236 (-0.01%) Land $105,000 Building $311,236
2023	$5,709.00 (+3.03%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$240,917 (+3%)	$416,285 (+13.32%) Land $89,600 Building $326,685
2022	$5,541.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$233,900	$367,358 Land $89,600 Building $277,758

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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