Prince William County property record for 3812 Champion Oak Dr, Dumfries, VA 22025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,579 sqft · built 2004 |
| Lot Size | 0.16 acres (6,983 sqft) |
| Owner | Trust Name on File |
| Last Sale | $297,053 (Mar 2004) |
| Tax Bill | $5,031 (2023) |
| Deeds & Mortgages | Jun 2017 Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8189-89-2964 |
| Primary APN | 8189-89-2964 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,579 sqft Living Area |
| Gross Area | 3,528 sqft |
| 1st Floor Area | 1,581 sqft |
| Basement Area | 1,567 sqft |
| Finished Basement | 800 sqft |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Rambler |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 6,983 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 195 sqft |
| Deck Area | 104 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 230271 |
|---|---|
| Street Address | 3812 CHAMPION OAK DR |
| City | DUMFRIES |
| State | VA |
| Zip | 22025-1857 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PLANNED MIXED RES |
| Legal Description | FOUR SEASONS IN HISTORIC VIRGINIA PH 3 SEC 1 L-59 |
| Legal Subdivision | FOUR SEASONS IN HISTORIC VIRGINIA |
| Legal Phase | 3 |
| Legal Block | 89 |
| Legal Lot Number | 59 |
| Jurisdiction | PRINCE WILLIAM VA |
| Township / Civil Division | POTOMAC |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 901012 |
3812 Champion Oak Dr is owner-occupied and held in a trust since November 2006.
Source: Prince William County records, as of July 31, 2023
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3812 CHAMPION OAK DR, DUMFRIES, VA 22025-1857 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 28, 2017 | Deed of Trust, Mortgage · FHA Mortgage ALL REVERSE MTG |
| Jun 28, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 2004 · Amount on File |
| Deed Sale | Mar 22, 2004 · Amount on File |
| Deed Document Number | 0000048768 |
| Last Transfer Date | Nov 20, 2006 |
| Transfer Doc | 0000163468 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PRINCE WILLIAM VA |
| Property Address | 3812 CHAMPION OAK DR, DUMFRIES, VA 22025-1857 |
| Document Number | 0000051693 |
| Instrument Date | Jun 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3812 CHAMPION OAK DR DUMFRIES VA 220251857, DUMFRIES, VA 22025-1857 |
| Document Number | 0000051693 |
|---|---|
| Date | Jul 7, 2017 |
| Instrument | 51693 |
| Name | ALL REVERSE MTG |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 744 Months |
| Due | Jul 6, 2079 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.48% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PRINCE WILLIAM VA |
| Property Address | 3812 CHAMPION OAK DR, DUMFRIES, VA 22025-1857 |
| Document Number | 0000051694 |
| Instrument Date | Jun 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3812 CHAMPION OAK DR DUMFRIES VA 220251857, DUMFRIES, VA 22025-1857 |
| Document Number | 0000051694 |
|---|---|
| Date | Jul 7, 2017 |
| Instrument | 51694 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 744 Months |
| Due | Jul 6, 2079 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.48% |
Source: Prince William County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | Virginia |
| County | Prince William County |
| Unified School District | Prince William County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,031.00 | $483,600 Land $163,100 Building $320,500 | $483,600 Land $163,100 Building $320,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3812 Champion Oak Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (2003–2020) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jul 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3812 Champion Oak Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PWCSA - EAST serves 168,747 people · EPA ID VA6153600 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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