3809 Champion Oak Dr, Dumfries, VA 22025 Property Records

Prince William County property record for 3809 Champion Oak Dr, Dumfries, VA 22025

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,802 sqft · built 2004
Lot Size	0.145 acres (6,342 sqft)
Owner	Individual Name on File
Last Sale	$514,000 (Oct 2023)
Tax Bill	$4,448 (2023)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8189-89-1475`

Property Details

APN / Parcel Number

Primary APN	`8189-89-1475`
Alternative APN	`230299`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,802 sqft Living Area
Gross Area	2,182 sqft
1st Floor Area	1,802 sqft

Exterior

Year Built	Built 2004
Architectural Style	Rambler
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	6,342 sqft (0.145 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	230299
Street Address	3809 CHAMPION OAK DR
City	DUMFRIES
State	VA
Zip	22025-1862
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED MIXED RES
Legal Description	FOUR SEASONS IN HISTORIC VIRGINIA PH 3 SEC 1 L-87
Legal Subdivision	FOUR SEASONS IN HISTORIC VIRGINIA
Legal Phase	3
Legal Block	89
Legal Lot Number	87
Jurisdiction	PRINCE WILLIAM VA
Township / Civil Division	POTOMAC
Census Block Group	1
Census Block	1018
Census Tract	901012

Owner

3809 Champion Oak Dr is owned and occupied by an individual who bought it in October 2023.

Source: Prince William County records, as of October 31, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3809 CHAMPION OAK DR, MONTCLAIR, VA 22025-1862
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2023 · Amount on File
Deed Sale	Oct 17, 2023 · Amount on File
Prior Sale	Apr 12, 2004 · Amount on File
Deed Document Number	202310170054163
Record Updated	Jun 7, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PRINCE WILLIAM VA
Recording Date	Oct 17, 2023
Property Address	3809 CHAMPION OAK DR, DUMFRIES, VA 22025-1862
Document Number	0000054163
Map Reference	DOC 200301240019500
Instrument Date	Oct 13, 2023
Instrument	202310170054163
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$514.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3809 CHAMPION OAK DR, MONTCLAIR, VA 22025-1862

Mortgage

Document Number	0000054164
Date	Oct 17, 2023
Instrument	202310170054164

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Prince William County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Prince William County
Unified School District	Prince William County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,448.00	$427,500 Land $162,500 Building $265,000	$427,500 Land $162,500 Building $265,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3809 Champion Oak Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (2003–2020)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3809 Champion Oak Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PWCSA - EAST serves 168,747 people · EPA ID VA6153600
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20