3811 Windward Dr, Sylvania, OH 43560 Property Records

Lucas County property record for 3811 Windward Dr, Sylvania, OH 43560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,120 sqft · built 2018
Lot Size	0.181 acres (7,889 sqft)
Owner	2 Individual Names on File
Last Sale	$37,500 (Aug 2018)
Tax Bill	$8,731 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`77-00655`

Property Details

APN / Parcel Number

Primary APN	`77-00655`
Alternative APN	`30408109`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,120 sqft Living Area
1st Floor Area	2,120 sqft

Exterior

Year Built	Built 2018
Exterior Material	Brick/Stone
Foundation Type	Slab (Mat/Raft)
Lot Area	7,889 sqft (0.181 acres)
Lot Width	52 ft Width
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3811 WINDWARD DR
City	SYLVANIA
State	OH
Zip	43560-9111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20-PUD
Legal Description	WATERSIDE SYLVANIA PLAT FIVE LOT 96
Legal Subdivision	WATERSIDE SYLVANIA PLAT FIVE
Legal Lot Number	96
Jurisdiction	LUCAS OH
Township / Civil Division	SYLVANIA
Census Block Group	1
Census Block	1022
Census Tract	9204

Owner

3811 Windward Dr is owned and occupied by two individuals who bought it in August 2018.

Source: Lucas County records, as of February 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3811 WINDWARD DR, SYLVANIA, OH 43560-9111
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 29, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2018 · Amount on File
Deed Sale	Aug 31, 2018 · Amount on File
Deed Document Number	18106997
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	3811 WINDWARD DR, SYLVANIA, OH 43560-9111
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003293
Date	Jan 21, 2021
Instrument	202101210003293

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	323 Months
Due	Dec 1, 2047

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	3811 WINDWARD DR, SYLVANIA, OH 43560-9111
Document Number	0000009665
Instrument Date	Feb 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3811 WINDWARD DR SYLVANIA OH 435609111, SYLVANIA, OH 43560-9111

Mortgage

Document Number	0000009665
Date	Mar 6, 2020
Instrument	9665

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3811 Windward Dr was $8,731, down 12.5% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Sylvania Township
Unified School District	Evergreen Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,731.00 (-12.52%)	$157,500 (-15.05%) Land $18,130 Building $139,370
2024	$9,980.00 (+44.03%)	$185,395 (+53.94%) Land $18,130 Building $167,265	$450,000 Land $51,800 Building $398,200
2023	$6,929.00 (-7.86%)	$120,435 (-) Land $2,940 Building $117,495
2022	$7,520.00	$120,435 Land $2,940 Building $117,495
2021			$344,100 Land $8,400 Building $335,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3811 Windward Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3811 Windward Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber	10,000 / 10,000
MetaLINK Technologies Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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